Module 11

Personal Finance

Chapters


  • 82.

    1. Background and Orientation

    Personal Finance revolves around planning your financials today so you can have a better tomorrow. This chapter explains the importance of having a personal financial plan and how you can build the sa ..

  • 72.

    2. Personal Finance Math (Part 1)

    In personal finance, one of the key things to learn is the math that surrounds it. This chapter will help you understand the math bit, the application of it and to make life easier and financially sta ..

  • 56.

    3. Personal Finance Math (Part 2)

    The time value of money is the concept that money available at the present time is worth more than the identical sum in the future due to its potential earning capacity. This core principle of persona ..

  • 29.

    4. The retirement problem (Part 1)

    To get to the bottom of the retirement problem will help you in identifying your sources of income, estimating the expenses, implementing a savings program, managing your assets and risk and evaluatin ..

  • 39.

    5. The retirement problem (Part 2)

    The ideal retirement financial plan should include a multi-asset portfolio, distributed around fixed deposits, gold, real estate, equities, cash, and cash equivalents. The overall aggregate value of t ..

  • 42.

    6. Introduction to Mutual Funds

    Mutual funds have advantages and disadvantages compared to direct investing in individual securities. A share of a mutual fund represents investments in many different stocks (or other securities) ins ..

  • 44.

    7. Concept of fund & NAV

    In a mutual fund, different people invest in a collective investment vehicle with a common investment objective and every investor is treated equally in terms of percentage return. At the start of the ..

  • 20.

    8. The mutual fund fact-sheet

    Read this chapter to understand how to read and understand a mutual fund factsheet. ..

  • 21.

    9. The Equity scheme (Part 1)

    In this chapter, you will learn about the different categories of Mutual Funds. ..

  • 43.

    10. Equity Scheme (Part 2)

    This chapter focuses on the Multi-cap funds which are the diversified mutual funds that are invested in stocks across market capitalization. They are relatively less risky compared to a pure mid-cap o ..

  • 31.

    11. The Debt funds (Part 1)

    11.1 – The origins of debt Over the next couple of chapters, we will cover the basics of debt mutual funds. As you may recollect from the earlier chapters, there are about 16 debt mutual fund catego ..

  • 20.

    12. The Debt funds (Part 2)

    12.1 – Overnight Fund We are in living in strange times, as I write this, the market is down nearly 30% from its peak. I’ve seen markets get hammered for a variety of reasons – recessions, busin ..