If you’re an NRI, managing finances in India can be tricky, especially with the various account types and investment options to consider. In this post, we’ll break down everything you need to know about NRE, NRO, PIS, and Non-PIS accounts and also discuss why NRIs from the U.S. and Canada face restrictions on investing in […]
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A problem while using a single instrument for trend-following is that it tends to go through multiple years of flat returns after a drawdown.
While the Indian business grew only 11%, the newly introduced power supply contract to Bangladesh added another 19% to the business growth.
If you’re thinking about buying gold jewellery as an investment, it’s not the best option. You’ve probably heard this before. The making charges and the gold wastage that occurs during the making of an ornament increase the overall cost, which you might not fully realize later if you decide to sell or exchange it in […]
The simplest construction of a trend-following strategy is to take the moving average of closing prices over a certain period of time and…
We typically think that a country’s wealth is determined by its climate or natural resources. However, Nobel Prize-winning research has shown that strong institutions—like fair laws and effective governance—are even more crucial. In 2024, Daron Acemoglu, Simon Johnson, and James A. Robinson were awarded the Nobel Prize in Economics for their research, which highlighted how […]
Many people argue that correlations among asset classes have increased post-Covid and diversification is not needed anymore.
Buying a home is an aspiration for so many people, representing both a financial commitment and a personal milestone. However, the journey from purchasing to owning and eventually selling a property comes with several tax implications that can often be overlooked. In this article, we’ll break down the key tax considerations at each stage—buying, owning, […]
Educating traders and investors has been a core focus for us at Zerodha since day one. In 2024, we’ve ramped up these efforts with a variety of new initiatives, all aimed at helping people understand the markets and manage their money better. Our last update on content initiatives was in July, so we thought it […]
The recently introduced Unified Pension Scheme (UPS) for Central Government employees has opened a flurry of questions on its impact. The back-breaking cost of guaranteed pensions is why the world has seen a movement away from guaranteed pensions. The introduction of UPS bucks this trend. Our analysis suggests that UPS will be a delight for […]
Here a list of stocks with direct exposure to the conflicting nations in the Middle East.
The Finance Minister announced several changes in the 2024 Union Budget that are intended to streamline and rationalize certain aspects of taxation, along with improving the ease of doing business in India. Several of these measures apply to capital gains and income for all tax-filing entities and, hence, would apply to the 30 million+ NRIs […]
The US central bank – the Federal Reserve (the “Fed”) – meets every other month to set short-term rates. Given the vaunted position held by the American economy and sheer size of assets linked to these rates, the meetings draw a lot of attention. It is understandable that rates, bond, and currency traders spend a […]
For the first time in modern India, the average household expenditure on food has fallen below 50% of the monthly expenditure. According to a survey on the changes in India’s food consumption, food purchases made 53% of the total expenditures rural households made in 2011-12, which came down to 46.5% in 2022-23.
Mutual fund schemes have two options while investing – Growth Plan and Income Distribution Capital Withdrawal (IDCW) erstwhile known as Dividend Plan. Usually, investments in mutual funds are made for long-term wealth creation. However, there are times when investments in Mutual Funds are made from the perspective of regular income. In that case, two options […]
A group of the world’s top economic experts in Europe and the US were polled for their views on the global economic fallouts of Russia’s invasion of Ukraine in 2022, and most of them had similar views as most of us – high inflation, slow growth, challenges to food and semiconductor production, shipping woes, and […]
SEBI recently updated the MQSOS, MWPL, and ADDV limits for stocks to enter the F&O segment
Becoming a guarantor for someone’s loan is a significant financial commitment and carries various risks and responsibilities under Indian laws. Understanding these implications is crucial before agreeing to guarantee a loan. Here are key points to consider, including the risks involved, the possibility of withdrawing from the guarantee, and the impact on family members in […]
What is a Streak? It is an uninterrupted set of up or down moves. Can you base your trades on streaks?
I have a friend whose family lends money to local stores at interest rates ranging from 24% to 40% per annum. While this return may seem like a great return on investment, the reality is quite different. The risk of shop owners defaulting or delaying payments is high, which can significantly reduce the actual returns. […]
I have been an NRI living abroad for the past 10 years. I have heard a lot about GIFT city benefits for NRIs, and I would appreciate it if you could elaborate a bit. The International Financial Services Centre (IFSC) at GIFT City in Gujarat, India, offers several advantages to Non-Resident Indians (NRIs) living abroad. […]
Kabir and Anaya, a working couple and an entrepreneur, want to distribute their assets to their children. But Kabir opted for a Will as a tool of Succession planning, and Anaya opted for a different method, a Gift deed. Both methods exist to help you pass on your assets; you need to choose your method […]
As a freelancer and an entrepreneur, my income stream doesn’t follow any pattern. However, I earn around Rs 20-25 lakh annually, with monthly expenses of about Rs 50,000. I have already saved about Rs 20 lakh. What is the best possible strategy to achieve stable monthly cash flow and my long-term financial goals through mutual […]
The Bombay Stock Exchange (BSE), Asia’s oldest stock exchange, was established in 1875, marking a significant milestone in India’s financial history. With its inception, investors began receiving physical share certificates, representing company ownership. These certificates, tangible pieces of paper adorned with intricate designs, official seals, and company officials’ signatures, became symbols of one’s investment and […]
It took the city of Montreal 30 years to pay off the debt it had taken to host the 1976 Olympics. Soon after hosting the game, Montreal declared a large deficit. This was the first time that the wider economic impact of hosting the Olympics was being discussed. Why do countries host the Olympics? Is […]