Varsity

You would have likely heard about it from someone or experienced it yourself: a medical emergency strikes, and you rush to the nearest hospital, only to discover your insurer’s network does not cover it. Dealing with upfront payments and waiting for reimbursements can be stressful. To ease the financial burden and speed up the claims […]

Can I stop paying insurance premiums if my savings match the coverage of my life and health policies? The purpose of life insurance is to make good the financial loss that a person would suffer if the earning member of the family passes away. We could bucket this financial loss into three major categories. Any […]

Wills and Nominations, both vital legal instruments, play distinct roles in shaping the allocation of an individual’s assets after their demise. These tools, though aligned in their ultimate goal of asset distribution, comprise unique characteristics within the realm of estate planning and so are often used interchangeably. But, the law identifies their purpose, object, and consequence, and hence, it is important to know the distinction.

“There is no such thing as a free lunch.” You may have heard this famous quote emphasizing the idea that you cannot get something for nothing. This is particularly true when it comes to selling financial products. People could have an agenda and/or an incentive to sell or not to sell a particular financial product to you.

The Government of India will present the Interim Budget on 01 February 2024. Why is it an Interim Budget and not an Annual Budget?

2023 has been a phenomenal year for Varsity. We kickstarted many new initiatives with a long-term vision of simplifying markets. Here’s an update on Varsity in 2023.

Nestle India split its stock in a ratio of 1:10 on Jan 05. Each share of a whopping ₹27,000 converted into ten shares of ₹2,700 each. At ₹2,700, the shares became a lot more attractive to a larger set of investors, especially retail investors. The move will perhaps improve the stock’s liquidity. That begs a question – why can’t MRF consider a split?

Millions of shares trigger the market moves over an undefined period, just based on the solid reasoning of an analyst put behind this word. This article explains the role of equity analysts and the process of initiating coverage reports for new stocks or sectors.

SEBI has introduced the amount block framework for investing in the secondary markets starting January 1, 2024. This system functions similarly to blocking funds for an IPO application, where your funds are deducted only if you are bound to receive the shares.

Compulsorily Convertible Preference Shares (CCPS) are a type of preference shares issued by a company with a mandatory conversion feature. These shares are a hybrid financial instrument that combines elements of both preference shares and convertible debentures.

In the year 2020, the government introduced a new tax regime under which taxpayers can choose to pay tax at lower rates. In this article, we compare old and new tax regimes, and help you understand which one could be more beneficial for you by discussing the differences in tax rates, deductions, and exemptions.

Here is a quick explainer of what an Invest Commitee is and how it is constituted. An Invest Commitee in a Venture Capital fund is a group of individuals, usually partners in the Venture Capital fund, responsible for signing off on an investment opportunity. Invest Commitee is typically composed of experienced professionals with diverse skills and backgrounds.

When a startup receives confirmation from investors on its intention to invest, the confirmation is communicated using a document detailing the terms of the investment along with quantum and valuation; this is called a term sheet.

Missing just a few of the best days in the market can have a significant impact on long-term investment returns. In this article, we discuss what happens if you miss some of the best or worst days in the market.

In the blink of an eye, the year 2023 is wrapping up. After gaining about 5.5% in November 2023, the Nifty 50 index is hovering near its all-time high. There will be many bull case scenarios suggesting a rally higher up. But let’s look at the bear case and figure out the factors that can potentially drag the markets down.

Starting December 1st, all Indian IPOs must list within 3 days of their window closing.

In the world of IPOs, underwriting plays a crucial role. It involves an agreement between the IPO issuer and merchant banks to ensure the IPO’s success. There are two forms of underwriting: soft and hard. In this post, we will understand what these mean.

There are 9 entities involved in the IPO process – apart from the investor & the issuing company.

Pig butchering scam involves fattening the victim before butchering. Scammers gain the trust of users by using fake profiles. They use the pretense of love and friendship to gain the trust of users and then induce them to send money for jobs and high-return investments and steal the money.

Six IPOs open today – 5 mainboard & 1 SME. But what is the difference between a mainboard and an SME IPO?

While the retirement benefits that we can get from a job or a government have been emphasized for years, retirement planning that we ought to do for ourselves has not received the same level of attention.

Beti ki shadi se bada baap ka kya farz hota hai? A father’s biggest duty is his daughter’s wedding. Two fathers, one spending ₹2.5 Cr and the other spending ₹6 lacs on their respective daughters’ weddings, make this statement in an episode of Made in Heaven on Prime Video. The show is about big fat […]

What are Economic Indicators? A basket of factors that help forecast how an economy will perform in the future. Economic forecasting is used by Businesses to plan investments and operations and estimate performance Investors to adjust portfolio allocations and expected returns Govt and regulators to make policies for the public, businesses, and investors Consumers to […]

Now that we have a broad overview of VC history, structure, and incentives, let us understand how the dealmaking works.

The monetary incentives for VCs involve two separate concepts – Management fees and Carry. We’ll take a deeper look at these in this post.