SIP calculator
Frequency
SIP amount
Investment duration
Expected rate of return
Frequently Asked Questions
How is the growth of investment calculated for SIPs?
How is the growth of investment calculated for SIPs?
The formula for calculating the future value of an SIP is:
Where
FV = Future value of your investment
P = Monthly investment amount
r = Expected annual return / 12
n = Investment duration in months
Say you want to invest ₹ 5,000 every month for the next 40 years, with a return expectation of 12%. Here’s a breakdown of how you can calculate the future value of your investment:
Monthly investment (P) ₹ 5,000
Investment duration (n) 40 years
Expected annual return (r) 12%
Plugging these values in the formula, your investment will grow to 5,94,12,101.
What does the Goal SIP calculator do?
What does the Goal SIP calculator do?
It calculates the size of monthly instalments in a SIP to achieve a certain goal amount.
How do I know what return rate to enter?
How do I know what return rate to enter?
The rate of return can be based on your expectations from the investment. An ideal starting point is to refer to historical returns on similar assets or the rate suggested by your investment advisor.
Does the SIP calculator show the impact of inflation on my returns?
Does the SIP calculator show the impact of inflation on my returns?
No, the calculator only provides you with an estimate of the invested amount, expected returns, and total value of your investment without inflation.
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