NPS calculator

The NPS calculator estimates your returns based on your contribution amount, investment duration, expected rate of return and asset allocation.

Your contributions are invested in a mix of equity, corporate bonds, and government securities, managed by Pension Fund Managers (PFMs).

Yes, you can choose your asset allocation by selecting either the active or auto choice option for equity and debt exposure.

You can claim tax deductions of up to ₹1.5 lakh under Section 80C and an additional ₹50,000 under Section 80CCD(1B).

You can withdraw your NPS corpus at the age of 60.

Yes, you can exit the NPS before turning 60 by making partial withdrawals or opting for premature exit after a certain period. To exit prematurely, you must have been subscribed for at least 10 years (salaried) or 5 years (non-government). If your corpus exceeds ₹2.5 lakh, you must use 80% of it to purchase an annuity. Partial withdrawals are allowed after three years for specific purposes.

You can check your NPS account balance online through the NPS Trust website, NSDL portal, or the Coin by Zerodha platform.