31 Dec 2025, 09:06 AM

Quarterly Settlement of Funds - January 2026

All unused funds in your Zerodha account as of the end of the day on January 02, 2026, will be transferred back to your primary bank account as part of the mandatory quarterly settlement process. You can expect to receive the credit of funds in your bank account during the day on January 03, 2026.

Stockbrokers are required to transfer unused funds back to the client’s bank account as per SEBI regulations. Learn more.

Note:

1. Funds added back to the trading account before 2nd January and remaining unused will be settled back to the bank account as per the regulatory requirement.
2. Withdrawal requests placed on the 2nd January onwards will be processed on the 3rd of January.
3. Instant withdrawal will not be available on January 03, 2026.