Moneyview IPO
Upcoming MainboardAlready have an account? Apply now
Moneyview IPO details
Schedule of Moneyview
| Issue open date | 24 Sep 2026 |
| Issue close date | 28 Sep 2026 |
| UPI mandate deadline | 28 Sep 2026 (5 PM) |
| Allotment finalization | 29 Sep 2026 |
| Refund initiation | 30 Sep 2026 |
| Share credit | 30 Sep 2026 |
| Listing date | 01 Oct 2026 |
| Mandate end date | 13 Oct 2026 |
| Lock-in end date for anchor investors (50%) | 28 Oct 2026 |
| Lock-in end date for anchor investors (remaining) | 27 Dec 2026 |
Note: The schedule is tentative. The anchor lock-in period ends 30 days after the actual allotment date for 50% of the shares and 90 days after for the remaining portion. The allotment status can be checked on the registrar's website and the exchange website.
About Moneyview
Moneyview operates a digital financial services platform that enables access to a broad suite of financial products. Acting as a lending service provider, it facilitates personal loan origination and end-to-end servicing, including onboarding, credit evaluation, collections, and customer support. The company partners with multiple regulated entities, including its own non-banking financial company subsidiary, Whizdm Finance Private Limited, which underwrites and disburses loans directly to borrowers. Beyond personal loans, Moneyview employs a distribution-led model to offer diverse financial products such as credit cards, earned wage access, home loans, loans against property, insurance, and digital gold. Revenue is primarily generated through fees and commission income paid by financial partners, as well as interest income from its own loan portfolio. The company relies on a technology-driven, multi-partner approach to serve its retail borrower base across India.
Financials of Moneyview
Issue size
| Funds Raised in the IPO | Amount (₹ crores) |
| Total issue size | 1091.68 |
| Fresh Issue – Proceeds go to the company | 750 |
| Offer for sale – Proceeds go to the existing investors | 341.68 |
Utilisation of proceeds
| Purpose | INR crores (%) |
| Investment to drive growth in loan disbursals under default loss guarantee (DLG) | 325 (43.33%) |
| Investment in WFPL for augmenting its capital base |
250 (33.33%) |
| General corporate purposes | 175 (23.34%) |
Strengths
- Digital platform offering a wide range of financial products.
- Strong network of 48 financial partners.
- AI/ML-driven credit evaluation and user segmentation.
- Large customer base with 134M+ registered users.
- In-house NBFC subsidiary for direct loan origination.
Risks
- Revenue depends heavily on the top ten partners.
- Risk of borrower defaults and credit loss expenses.
- Subject to strict RBI and IRDAI regulatory frameworks.
- Exposure to cybersecurity threats and data breaches.
- Past history of negative operating cash flows.