Asset Reconstruction Co. (India) IPO
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Asset Reconstruction Co. (India) IPO details
Schedule of Asset Reconstruction Co. (India)
| Issue open date | 09 Sep 2026 |
| Issue close date | 11 Sep 2026 |
| UPI mandate deadline | 11 Sep 2026 (5 PM) |
| Allotment finalization | 15 Sep 2026 |
| Refund initiation | 16 Sep 2026 |
| Share credit | 16 Sep 2026 |
| Listing date | 17 Sep 2026 |
| Mandate end date | 26 Sep 2026 |
| Lock-in end date for anchor investors (50%) | 14 Oct 2026 |
| Lock-in end date for anchor investors (remaining) | 13 Dec 2026 |
Note: The schedule is tentative. The anchor lock-in period ends 30 days after the actual allotment date for 50% of the shares and 90 days after for the remaining portion. The allotment status can be checked on the registrar's website and the exchange website.
About Asset Reconstruction Co. (India)
Asset Reconstruction Company (India) acquires and securitizes financial assets, primarily focusing on managing and resolving stressed assets acquired from banks and financial institutions. The company operates across three main business verticals: corporate loans, SME and other loans, and retail loans. It aims to maximize recovery from these distressed assets through various resolution strategies, including mechanisms under the Insolvency and Bankruptcy Code, mutual settlements, and asset sales pursuant to the SARFAESI Act. Revenue is primarily generated through management and trusteeship fees charged as a percentage of the assets under management, as well as investment income from the security receipts issued by the trusts it manages. To optimize its acquisitions and collections, the company utilizes data analytics, proprietary scorecards, and a structured credit assessment framework.
Financials of Asset Reconstruction Co. (India)
Issue size
| Funds Raised in the IPO | Amount (₹ crores) |
| Total issue size | 732.97 |
| Offer for sale – Proceeds go to the existing investors | 732.97 |
Strengths
- Expertise in acquiring stressed assets and investing in security receipts.
- Uses structured data consolidation and credit assessment for acquisitions.
- Leverages data analytics and scorecards for risk and recovery prediction.
- Employs multiple IBC and SARFAESI Act resolution strategies.
- Strong strategic partnerships with banks, NBFCs, and fintech platforms.
Risks
- Revenues heavily depend on the value and composition of managed assets.
- Failure to timely recover outstanding stressed asset amounts impacts cash flows.
- Non-compliance with RBI inspection observations exposes the company to penalties.
- Inability to acquire sufficient stressed assets at appropriate prices limits growth.
- High reliance on third-party collection agents exposes the company to fraud risks.