Fund transfer

Deposit funds

UPI

Transfer funds instantly and for free via UPI from your registered bank account. All UPI transfers must be initiated from Kite. Zerodha does not accept digital wallet transfers or transfers directly from UPI apps. To learn more, visit How to add money to my account using UPI?

Instant payment gateway

Transfer funds instantly using net banking through the payment gateway. ₹9 + 18% GST will be charged for such transfers. To learn more about adding funds using the payment gateway and the list of supported banks, visit How do I add money to my trading account in Zerodha directly through Kite?

E-mandates

Set up an eMandate to automate fund transfers from your bank account to your Zerodha account. You can transfer up to ₹1 crore at fixed intervals without manual intervention. To learn more, visit How to set up automatic fund transfers from a bank account to a Zerodha trading account?

IMPS/NEFT/RTGS transfer

• Kindly ensure that correct Zerodha details are entered before initiating the fund transfer.
• Zerodha's virtual bank account numbers have only alphabetical characters. However, if you are not able to add funds using these details, you can check out alternate account details.
• Zerodha does not accept any deposits via cash or Demand Draft(DD).

To learn more, visit How to transfer money to my account using IMPS, NEFT or RTGS?

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The time taken for the funds to be updated depends on the mode of fund transfer.

If the funds don't show up in the Zerodha account within the time described above, it may be because the funds were transferred from an unregistered bank account or that Zerodha hasn't received the bank account details from the remitting bank. To learn more, visit Why is the money I added through an IMPS/NEFT transfer not reflecting in my trading account?.

• The method of transferring funds differs between NRI and individual resident accounts. To learn more, visit What is the trading process for NRI accounts?.
• If you receive an email or call from someone claiming to be from Zerodha asking for fund transfers to an account number that is not listed above, please create a ticket immediately with details.
• Never provide sensitive account information like Support Code, password, client ID, or personal details in response to an email. If such information is provided, report it to Zerodha immediately. If you notice a spoofed (duplicate or unofficial) Zerodha website, please inform Zerodha by creating a ticket.

Withdraw funds

• Fund withdrawal requests can be placed from Console or Kite.
• Funds transferred cannot be withdrawn on the same day.
• Fund withdrawal requests are processed at the cut-off times shown in the table below. If the request is placed before the cut-off time, the funds are typically credited to the bank account within 24 hours. If the request is placed after the cut-off time, it takes an additional working day (up to 48 hours in total) for the funds to be credited to the bank account.

If the funds are still not received, please create a ticket.