Blog


  • Discounted Cash Flow Analysis (DCF)

    Karthik Rangappa on September 8, 2022

    18.1 – Recap We started chapter 1 with an introduction to financial modeling. I did talk about how financial modeling is always taught to students in a classroom program. An attempt to explain finan ..

  • Weighted average cost of capital and Terminal Growth

    Karthik Rangappa on August 5, 2022

    17.1 – Recap As far as the theoretical concept of valuation is concerned, we are now almost at the end of it. In this chapter, we will discuss two critical points, and then in the next chapter, we w ..

  • The Straddle

    Kulsum Khan on July 30, 2022

      We recommend reading this chapter on Varsity to learn more and understand the concepts in-depth. Key takeaways from this chapter Short straddle requires you to Sell the ATM Call and Put option ..

  • No free lunch

    Kulsum Khan on July 25, 2022

    7.1 – Understanding Discounts, Family Floaters, Group Plans, Employee Insurance policies This chapter is authored by Shrehith from Ditto. Everybody likes a good discount.  Are you looking for a ..

  • Gimmick or not (Part 1)

    Kulsum Khan on July 25, 2022

    8.1 – Understanding the gimmicks of Insurance This chapter is authored by Shrehith from Ditto. Insurance is a cutthroat enterprise. Everybody is trying to outcompete each other. It’s all-o ..

  • Gimmick or not (Part 2)

    Kulsum Khan on July 25, 2022

    9.1 – Consumables This chapter is authored by Shrehith from Ditto. Here’s the thing — When you parse through a hospital bill, you’ll almost always see line items that are a bit ..

  • Dunning Kruger effect

    Kulsum Khan on July 25, 2022

    5.1 – Understanding medical declarations, pre-existing diseases and loading charge This chapter is authored by Shrehith from Ditto. The Dunning–Kruger effect is a hypothetical cognitive bias t ..

  • Skin in the game

    Kulsum Khan on July 25, 2022

    4.1 – Understanding co-payment and room rent restrictions This chapter is authored by Shrehith from Ditto. Skin in the game — It’s an idea propounded by many people, but none more so tha ..

  • Perverse Incentives

    Kulsum Khan on July 25, 2022

    2.1 – Filling the application right This chapter is authored by Shrehith from Ditto. A few months ago, a young chap came to us seeking help — completely distraught after his rejected claim ..

  • A mighty defence

    Kulsum Khan on July 25, 2022

    6.1 – Understanding specific illnesses, permanent exclusions, disease-wise sub-limits and blacklists This chapter is authored by Shrehith from Ditto. While some people have little faith in their ..