» Personal Finance

  • Can I stop paying for insurance if I have saved enough?

    Guest Author on February 3, 2024

    Can I stop paying insurance premiums if my savings match the coverage of my life and health policies? The purpose of life insurance is to make good the financial loss that a person would suffer if the ..

  • Writing a Will Vs Nomination

    Guest Author on January 31, 2024

    Wills and Nominations, both vital legal instruments, play distinct roles in shaping the allocation of an individual’s assets after their demise. These tools, though aligned in their ultimate goa ..

  • Know the incentives of those selling you a financial product

    Satya Sontanam on January 26, 2024

    “There is no such thing as a free lunch.” You may have heard this famous quote emphasizing the idea that you cannot get something for nothing. This is particularly true when it comes to se ..

  • Old vs New tax regime: Which one is better for you?

    Satya Sontanam on December 27, 2023

    If you are salaried, you will encounter this question at least thrice a year: “Old or New tax regime: which one is more beneficial for you?” Firstly, at the beginning of a financial year, ..

  • Do you know how much you need for your retirement?

    Satya Sontanam on November 21, 2023

    Remember back in the day when landing a government job was like hitting the jackpot? Needless to say, it was held in high esteem by Indian parents for a marriage alliance. It’s a coveted career opti ..

  • The Dark Side of the Big Fat Indian Wedding

    Vineet Rajani on November 21, 2023

    Beti ki shadi se bada baap ka kya farz hota hai? A father’s biggest duty is his daughter’s wedding. Two fathers, one spending ₹2.5 Cr and the other spending ₹6 lacs on their respective daughte ..

  • Are you mixing insurance and investments? Here’s what you need to know

    Satya Sontanam on October 26, 2023

    Keanu Reeves, a Canadian actor and the lead actor in the movie ‘The Matrix,’ was once asked in an interview, “What do you think happens when we die?” His response touched everyone emot ..

  • Do you evaluate before availing a loan?

    Guest Author on October 12, 2023

    A couple of years ago, I longed for a new iPhone, so I rushed to buy that new version, a dazzling piece of tech; I mean, who doesn’t, right? Well, I hadn’t thought this through. You see, I didn’ ..

  • How is inflation 6-7% when veggies shot up 50-100%?

    Vineet Rajani on September 18, 2023

    A simple Google search of “no tomato recipes” will show a variety of preparations without tomatoes. You could also find a lot of “no onion recipes.” People generally search for such recipes wh ..

  • RBI’s new rules ensure faster release of property documents for borrowers

    Satya Sontanam on September 18, 2023

    If you have a home loan or a loan against any property/security, then you have a reason to smile.  RBI, on September 13, 2023, came out with a notification stating that banks and NBFCs (non-banking f ..