Rainmatter


 

Digio – Helping fintech to go paperless

In this episode of From Scratch, the two co-founders of Digio share their startup journey. They were both working on the problem independently when they were introduced to each other through an investor. Together they were able to home in on the key issue – going paperless – at every stage of any transaction.

Consulting producer, Zerodha
0
23 Apr 2024
 

Introducing LogicLadder

Climate change is no longer a future event — water scarcity, erratic weather patterns, diminishing wildlife — we are already experiencing the consequences of climate change. Solving any problem starts by acknowledging there is one and finding ways to quantify it. Although the effects of climate change are obvious, it is crucial to measure the […]

Patient capital for Indian fintech, health, and climate startups.
0
16 Apr 2024
 

Introducing Amwoodo

We started investing in climate action and health a couple of years ago. At the intersection of the two, there is a large plastic waste problem we want to help solve. The ramifications of plastic waste do not end with the pollution of soil and water bodies; microplastics have even found their way into our […]

Patient capital for Indian fintech, health, and climate startups.
4
15 Apr 2024
 

Zerocircle – replacing plastic with seaweed

When reading up last year about how six commodities have shaped human civilisation, I remember feeling guilty about the fact that most of us don’t have a clue about how things are made. I vaguely knew that semiconductors are made of silicon which in turn is derived from sand, but I had never read up […]

Asking questions on financial literacy, climate and Investing in India
0
05 Mar 2024
 

This week in fintech and health | Edition #2

In this week’s edition of fintech and health, we look at the rise of corporate venture capital in India, ponder about the future about neobanks and then chuckle at the absurdity of the self optimization culture in health and the absurdity of biohacking fads.

Investments @ Zerodha
0
01 Mar 2024
 

Introducing TWF Flours

Our focus on health at Rainmatter started because of the core team’s focus on living a healthy life. The result of this passion was endless questions about the quality of common food items we eat every day, like vegetables, fruits, dairy, grains, etc. So we started interacting with experts in the domain, such as doctors, […]

Patient capital for Indian fintech, health, and climate startups.
0
27 Feb 2024
 

This week in fintech and health | Edition #1

Once upon a time, I used to publish a fintech newsletter. It was pretty good, if I may be vain enough to say so. Once upon a slightly later time, due to unspeakable and mostly embarrassing reasons, I let the newsletter fall by the wayside. But we’re starting it again. My colleagues have promised to […]

Financial analyst and researcher at Zerodha
1
17 Feb 2024
 

Introducing JSP Enviro

At Rainmatter one of the problems we spend a lot of time thinking about is water management and pollution. We have partnered with JSP Enviro – a Chennai-based bio-electrochemical (BES) wastewater treatment company.

Patient capital for Indian fintech, health, and climate startups.
0
23 Jan 2024
 

Follow-on investment – Akshayakalpa

Akshayakalpa is trying to solve some of the thorny challenges in the dairy and farming industry.. The Akshayakalpa team works with farmers and local communities to help them implement organic farming techniques to reduce the use of antibiotics and pesticides and then sources the produce.

Patient capital for Indian fintech, health, and climate startups.
5
19 Jan 2024
 

Introducing Fittr

Helping Indians manage their health and wealth excites us the most at Rainmatter. This desire to help people become healthier led us to the FITTR team. We are happy to partner with and support FITTR in its mission to educate people about the importance of nutrition and health.

Patient capital for Indian fintech, health, and climate startups.
5
08 Jan 2024
 

Rainmatter – Perennial investments

Around 2016 when Zerodha was slowly growing, we realised that a key problem to solve in the industry, which in turn had much wider impact, was to help expand capital markets at the same time as increasing access. We knew that this couldn’t be done by us alone and that it was necessary to collaborate […]

Founder & CEO @ Zerodha
13
09 Aug 2023
 

A quick guide to cash management for startups 

A recurring theme about financial crises is that people keep learning the same old lessons. The collapse of Silicon Valley Bank (SVB) highlighted the lessons of proper cash management. To recap, Silicon Valley Bank was a favorite among startups due to its focus on providing banking for them. As venture funding exploded after the pandemic, […]

Financial analyst and researcher at Zerodha
2
22 Apr 2023
 

Introducing MyLang

When I saw MyLang’s website for the first time, I beamed. An Indian platform that creates, hosts, and promotes literature in Indian languages (beginning with a neat Kannada catalog). When Pavaman described to me how the project had taken shape over two years, it was impressive. The platform was already bringing together authors, scholars, storytellers, […]

Patient capital for Indian fintech, health, and climate startups.
2
22 Sep 2022
 

Organizing economic and financial data with Ashutosh Datar

IndiaDataHub is an economic and financial data and insights platform. They are doing an amazing job not just aggregating data across numerous sources and also parsing the data to derive meaningful insights. It was started by Ashutosh Datar as a passion project and later evolved into a full-fledged platform. IndiaDataHub also publishes an annual publication […]

Financial analyst and researcher at Zerodha
0
02 Aug 2022
 

रिटेल इन्वेस्टर्स के लिए डायरेक्ट मार्केट एक्सेस (DMA)?

नेगेटिविटी के दवाब के कारण अच्छी ख़बर की तुलना में बुरी ख़बर को आम तौर पर अधिक देखा जाता है। सोशल मीडिया तब निडर हो गया जब स्टॉक एक्सचेंजों द्वारा रिटेल कस्टमर्स को ब्रोकरेज फर्म को शामिल किए बिना डायरेक्ट मार्केट एक्सेस (DMA) देना का अफवाह फैल गया था। कहने के मतलब एक्सचेंज खुद अब […]

India's largest broker trusted by 1.3+ crore investors.
0
08 Jun 2022
 

Introducing BeyondIRR

Like we’ve alluded to multiple times in the past, without a vibrant advisory ecosystem of advisors and distributors, there’s only so much the Indian markets can grow. Sure, the investor base has grown quite a bit in the last couple of years. But if the markets have to continue growing, we’ll need lakhs of advisors […]

Financial analyst and researcher at Zerodha
1
25 Apr 2022
 

Is fractional share investing possible in India?

Thanks to the dramatic increase in the internet native young investor crowd, we keep getting questions about why fractional shares aren’t allowed in India like the US. Coincidentally, we recently, along with a startup, had applied to SEBI under the SEBI Regulatory Sandbox to try and enable a way to allow fractional trading of shares […]

Business analyst and head of legal at Zerodha
16
20 Mar 2022
 

Introducing Actlogica

We started Rainmatter in 2016 because we realized that the Indian markets were quite shallow. The only way we could grow was if the investor participation in Indian capital markets grew, and we could only do so much on our own. So we started backing founders who were building things that could bring in the […]

Patient capital for Indian fintech, health, and climate startups.
1
07 Mar 2022
 

Introducing Stoa

Since day 1 of Zerodha, we’ve always tried to share as much as possible and educate people about the markets. Today, our initiatives like Varsity, Z-Connect and Tradingqna are some of the most visited sites both in India and across the world. Though we don’t really have an ed-tech focus at Rainmatter, we partnered with […]

Financial analyst and researcher at Zerodha
0
07 Dec 2021
 

The rise of Algo trading platforms & everything you need to know

Update (9th Dec 2021): SEBI has put up a consultation paper, which I am guessing is due to their worry about the growing popularity of unregulated algo trading platforms that offer off the shelf automated strategies. Some of these platforms also make false claims of guaranteed returns. SEBI is absolutely right in being concerned and […]

Founder & CEO @ Zerodha
74
12 Oct 2021
 

SEBI regulated entities can no longer offer digital gold products

India is the second-largest consumer of gold in the world after China. Gold holds a lot of cultural significance for Indians. The average Indian household has over 11% of its wealth in gold and it’s the second biggest asset among households after real estate. Gold and real estate combined account for 80-95% of Indian household […]

Financial analyst and researcher at Zerodha
3
24 Aug 2021
rainmatter-bulletin-newsletter-2 

Rainmatter bulletin – Issue #2

Fintech is hot🔥 right now. Everybody and their grandmother want to do some “fintech”. Q2, 2021 was the best quarter on record for fintech with $33.7 billion in funding – $1 out of every $5 VC dollars, according to CB Insights. But most of the money is still going into payments and lending. Deals in […]

0
23 Jul 2021
 

Rainmatter bulletin – Issue #1

Everything is fintech, and fintech is hot right now. According to CB Insights, Q1’21 was the best quarter on record for fintech, with $22.8 billion in funding. The same story is playing in India. According to Bain, fintech VC funding has grown from about $700 million in 2018 to $1.2 billion in 2020. Just halfway […]

3
05 Jul 2021
 

Important clarifications for Investment Advisers (RIAs)

In September 2020, SEBI notified the new changes to the Registered Investment Advisers (RIA) guidelines. There were a few big and important changes in the new guidelines:  Segregation of advisory and distribution at a client level Mandatory agreement between advisers and clients before any advice was given Capping of fees at 2.5% for AUM based […]

Financial analyst and researcher at Zerodha
5
22 Apr 2021