Posts


 

Introducing Machaxi

Most of us had sports as a subject in school that we actually enjoyed. Some of us liked this period even more than the theoretical classes; sports gave us instant dopamine that sometimes studying never could. Playing with friends on playgrounds and running tracks was pure fun. Gully cricket was even better. India’s cricket culture […]

Investments @ Rainmatter
0
17 Jun 2025
 

Convert physical shares to demat with the help of Zerodha

We often hear stories of people stumbling upon old share certificates tucked away in cupboards or piles of documents—sometimes worth lakhs. However, the initial excitement usually gives way to a common question: What should I do with these? There was a time when owning shares meant holding actual paper certificates with your name on them. […]

Simple and secure, no nonsense investing and trading.
237
17 Jun 2025
 

Softbank backed Meesho set to file IPO papers soon

Ecommerce platform, Meesho, is getting ready to submit a confidential IPO application in Mumbai in the coming weeks. Moving its headquarters from Delaware USA to India can be considered a necessary step in the process. The estimated IPO issue size for Meesho is $700 to $800 million. Despite difficult market conditions, the Softbank backed startup […]

Simple and secure, no nonsense investing and trading.
0
12 Jun 2025
 

National Securities Depository’s IPO listing of Rs 3421.6 crores scheduled for July 2025

National Securities Depository Ltd (NSDL), the first electronic securities depository in India, is proceeding with its IPO to raise Rs 3421.6 crores. As per the DRHP, 50.1 million shares will be included in the offer. The IPO is set as an offer for sale by the current shareholders that include State Bank of India, National […]

Simple and secure, no nonsense investing and trading.
0
11 Jun 2025
 

The national importance of a strong sporting culture

We’ve always believed that playing sports is so much more than just games. It’s a powerful way to stay healthy, find your community, and push your limits. At Zerodha, sports is a shared language that connects all of us. That’s why, at Rainmatter, alongside our usual focus on fitness and preventive health, we’ve recently backed […]

Investments @ Rainmatter Health
2
11 Jun 2025
 

Tackling India’s retirement crisis through digital innovation

When Kuldeep and his brother Shivam started exploring retirement planning in India, they uncovered a crisis hiding in plain sight. Traditional Indian families used to rely on children caring for elderly parents, but the shift to nuclear families has left many seniors financially vulnerable. As social structures changed, people stopped supporting their parents as much […]

Consulting Producer @ Zerodha
0
10 Jun 2025
 

Dark patterns in finance apps

There’s a paradox at the heart of financial services: What’s good for financial institutions is rarely good for you. All of the shady practices we see and the depressing stories we hear can be explained by this paradox. One of the more depressing manifestations of this paradox is dark patterns. Dark patterns are design practices […]

Financial analyst and researcher at Zerodha
0
10 Jun 2025
 

NRE/NRO/FCNR accounts and how to open them online?

If you’re an Indian citizen living abroad, you’re considered a Non-Resident Indian (NRI) under the Foreign Exchange Management Act (FEMA) when you spend more than 182 days outside India in a financial year. Once your residency status changes, Indian laws require you to stop using your regular resident savings account and convert it into a […]

Co-founder, Rupeeflo - NRI Banking & Wealth Platform
0
10 Jun 2025
 

The AI-shaped hole in personal finance

Caveat: This is a speculative post on what the rise of artificial intelligence (AI) means for one’s personal finances. The post has more questions than answers, so much so that you might even think, “What the hell is this fellow saying?” This is deliberate.  Given the inherent uncertainty associated with AI, any opinion on it […]

Financial analyst and researcher at Zerodha
2
05 Jun 2025
 

The Hidden Cost of Improper Wastewater Management

If you live in Bangalore, the water crisis is a story you know all too well. As summer rolls in, the city starts scrambling to meet its water needs. Tankers become a common sight, crawling along the roads and headlines scream about the water crisis, skyrocketing tanker prices, and give dire warnings about groundwater reserves […]

Investments @ Rainmatter
0
04 Jun 2025
 

MTF updates: Delivery conversion, higher limits, and GTT support

The Margin Trading Facility (MTF) is a service that allows you to buy shares by paying only a portion of the total cost. Zerodha funds the remaining amount, and interest is charged on it. Since launching Margin Trading Facility (MTF) last year, we have been working on making several enhancements to improve your MTF experience. […]

Simple and secure, no nonsense investing and trading.
104
03 Jun 2025
 

Scoda Tubes IPO: Final Subscription Figures and Details

Key Highlights On 28th May, Scoda Tubes, manufacturer of stainless-steel seamless and welded tubes and pipes, opened a ₹ 220 crores Initial Public Offering (IPO). The issue closes today, May 30, 2025. The IPO is oversubscribed close to 7 times. The retail investors have applied for over 384 lakh shares against the 55 lakh shares […]

Simple and secure, no nonsense investing and trading.
0
30 May 2025
 

Introducing SuperYou

Protein consumption in India is much lower than what is recommended by the Indian Council of Medical Research (ICMR). Almost 73% of the population misses out on the minimum dietary intake of protein. Needless to say, this has many health effects, like muscle loss and reduced physical strength. This is why we’ve been supporting entrepreneurs […]

Investments @ Zerodha
0
28 May 2025
 

Update on Zerodha Fund House

As we take stock of our journey so far, it’s humbling to see how far we’ve come in such a short time. What started as an idea —to make investing truly simple, affordable, and democratic—is now taking shape in ways that reaffirm our core beliefs. At Zerodha Fund House, we’ve set out to build not […]

CEO, Zerodha Fund House
106
28 May 2025
 

EPFO claim rejections: What is service overlap and how to merge PF accounts

Out of every 100 claims filed with the Employees’ Provident Fund Organisation (EPFO), 28 were rejected in FY23. Out of many reasons for rejection, ‘service overlap’ is one. But fortunately, EPFO has come out with a circular that ‘service overlap’ can’t be the sole reason to reject any transfer claims. Here’s a quick explanation of […]

Personal Finance, Varsity
0
27 May 2025
 

Why is IndusInd Bank’s CASA ratio a red flag?

In its fourth quarter and FY25 results, IndusInd Bank reported a decline in its CASA ratio from 38% last year to 32.8% this year. A decline in this ratio is concerning when the absolute deposits have also fallen, and that is what has happened with IndusInd Bank. Its CASA deposits have fallen from Rs. 1.46 […]

Content, Zerodha Varsity
1
22 May 2025
 

Connect your Zerodha account to AI assistants with Kite MCP

You can now connect your Zerodha account to AI assistants like Claude, Cursor, and Windsurf completely free of charge with the new Kite Model Context Protocol (MCP). With this, you instantly get a personal financial assistant that understands your portfolio and can answer complex questions in any language of your choice. What is Model Context […]

Simple and secure, no nonsense investing and trading.
417
20 May 2025
 

Investing in US stocks via GIFT City

Investing in the US stock market lets investors tap into global companies (Google, NVIDIA, Apple, etc.) and diversify portfolios beyond domestic investments. Indian investors particularly benefit from the returns of their US holdings and the appreciation of the US dollar against the rupee (~13% in the last five years).   For Indians there have been two […]

Co-founder & CEO, Belong - NRI Savings & Investments
5
20 May 2025
 

Introducing Greenvironment

The signs are all around us — from dwindling groundwater levels to erratic rainfall patterns — the water crisis is no longer a distant threat; it’s becoming a lived reality. Whether we call it a crisis or a turning point, one thing is clear: water efficiency is set to become a defining benchmark for responsible […]

Investments @ Rainmatter
0
19 May 2025
 

Introducing new Marketwatch on Kite

Have you noticed how your Marketwatch gets messier over time? As traders and investors, we usually do not delete items from our watchlists—we just keep adding new stocks and F&O contracts that interest us. When you are keeping an eye on many instruments, scrolling through a long list becomes really hard. Even with multiple watchlists, […]

Simple and secure, no nonsense investing and trading.
296
17 May 2025
 

How will the new deal between the UK and India help employees going to the UK?

In a significant move towards enhancing economic collaboration, India and the United Kingdom have proposed the Double Contributions Convention (DCC) alongside the recently finalized Free Trade Agreement (FTA). This agreement aims to address the complexities surrounding social security contributions for Indian nationals working in the UK. Here, we explore the key benefits of the DCC […]

Tax Partner, EY India
17
15 May 2025
 

Solving India’s trust deficit in financial transactions

It all started with a frustrating experience. When Vineet Singh sold his car to an online buying platform in 2019, they promised payment within 30 minutes. Instead, it took him 10 days of persistent follow-ups to get his money – and that was with his industry connections. For ordinary people, the situation would be far […]

Consulting Producer @ Zerodha
0
14 May 2025
 

Introducing Stock pages powered by Tijori

Before investing in any company, it’s important to do your own research. The problem is, fundamental data like what the company does, the financials, peer comparisons, news, and other parameters and data points are often scattered across different websites. To make your stock research easier, we’ve built Stock Pages powered by Tijori, bringing together all […]

Simple and secure, no nonsense investing and trading.
43
14 May 2025
 

Wars beyond borders

Early morning on Thursday last week, I woke up to a phone call from my parents. It was a day after India-Pakistan tensions had escalated. My mother asked, “Do you have cash on you? I know you usually only pay by cards or UPI, but there are rumors. They are attacking our payment systems now. […]

Content, Zerodha Varsity
0
14 May 2025
 

Engineering a Cleaner Future: How Apratima is Transforming PET Waste

Back in the 70’s, PET burst onto the scene as a miracle material. It was light, clear, strong, and perfect for packaging drinks and food. It quickly became part of everyday life, making bottles easy to carry and grocery packagng lighter, eventually weaving itself into the very fabric of our civilization. But as the years […]

Investments @ Rainmatter
2
13 May 2025