Posts


 

NSE circular suspending referral programmes

NSE published a circular on August 14 that says: With a view to safeguard the interest of investors, it is hereby clarified that any person referring a client to the Trading Member (broker) shall be appointed as an Authorised Person (AP) of the Trading Member after obtaining specific prior approval from the stock exchange for […]

Founder & CEO @ Zerodha
127
20 Aug 2024
 

The risks to a loan guarantor: what you’re responsible for & the impact on your family

Becoming a guarantor for someone’s loan is a significant financial commitment and carries various risks and responsibilities under Indian laws. Understanding these implications is crucial before agreeing to guarantee a loan. Here are key points to consider, including the risks involved, the possibility of withdrawing from the guarantee, and the impact on family members in […]

Managing Partner, Victoriam Legalis - Advocates & Solicitors
0
03 Sep 2024
 

The nuisance of fake trading apps

Fake trading apps have become a significant problem, with thousands of people losing crores of their hard-earned money. To help raise awareness, we explain how these scams operate, why people are drawn into them, and how you can protect yourself from falling victim.

India's largest broker trusted by 1.5+ crore investors.
0
29 Aug 2024
 

Introducing TruNativ

We’re excited to announce our follow-on investment in TruNativ, a company dedicated to simplifying nutrition for Indian households. We first met Pranav, TruNativ’s founder, in 2021. Coming from a strong background in the B2B protein industry, Pranav had developed an innovative whey protein formulation that is heat-resistant and flavourless, thus allowing it to be seamlessly […]

Patient capital for Indian fintech, health, and climate startups.
0
23 Aug 2024
 

Introducing Privacy mode on Kite

You can now keep all your sensitive information regarding your investments and trading positions hidden using the new Privacy Mode on Kite web.

India's largest broker trusted by 1.5+ crore investors.
56
22 Aug 2024
 

P2P Platforms: What you need to know as a lender as well as a borrower

I have a friend whose family lends money to local stores at interest rates ranging from 24% to 40% per annum. While this return may seem like a great return on investment, the reality is quite different. The risk of shop owners defaulting or delaying payments is high, which can significantly reduce the actual returns. […]

Personal Finance, Varsity
2
22 Aug 2024
 

GIFT City benefits for NRIs

I have been an NRI living abroad for the past 10 years. I have heard a lot about GIFT city benefits for NRIs, and I would appreciate it if you could elaborate a bit.  The International Financial Services Centre (IFSC) at GIFT City in Gujarat, India, offers several advantages to Non-Resident Indians (NRIs) living abroad. […]

Partner, Cyril Amarchand Mangaldas
0
16 Aug 2024
 

Will vs Gift deed: Planning for eventuality vs. generosity

Kabir and Anaya, a working couple and an entrepreneur, want to distribute their assets to their children. But Kabir opted for a Will as a tool of Succession planning, and Anaya opted for a different method, a Gift deed. Both methods exist to help you pass on your assets; you need to choose your method […]

Head of Legal, AssetVault (Aasaanwill)
0
14 Aug 2024
 

Introducing GalaxEye Space

Introducing GalaxEye, a team working on a kind of geospatial data that combines radar capability with imaging to go beyond just pure play imaging. Solving for not just accurate spatial data, but also better quality in terms of ability to peek through clouds and other hindrances.

Patient capital for Indian fintech, health, and climate startups.
0
14 Aug 2024
 

Introducing SolarSquare

Less than 1% of homes in India have adopted rooftop solar, compared to 7% in Brazil, 10% in Germany, and 30%+ in Australia. India’s current power/energy generation capacity is around 450 Gigawatt (GW). With an ambition to add 500 GW more by 2030 as our energy requirements scale. With renewables taking precedence. This is why […]

Patient capital for Indian fintech, health, and climate startups.
3
12 Aug 2024
 

How to manage finances with irregular income?

As a freelancer and an entrepreneur, my income stream doesn’t follow any pattern. However, I earn around Rs 20-25 lakh annually, with monthly expenses of about Rs 50,000. I have already saved about Rs 20 lakh. What is the best possible strategy to achieve stable monthly cash flow and my long-term financial goals through mutual […]

SEBI RIA and Founder at SahajMoney®
1
08 Aug 2024
 

How to dematerialise physical shares?

The Bombay Stock Exchange (BSE), Asia’s oldest stock exchange, was established in 1875, marking a significant milestone in India’s financial history. With its inception, investors began receiving physical share certificates, representing company ownership. These certificates, tangible pieces of paper adorned with intricate designs, official seals, and company officials’ signatures, became symbols of one’s investment and […]

Business Analyst, Zerodha
1
07 Aug 2024
 

The Economics of Olympic Games

It took the city of Montreal 30 years to pay off the debt it had taken to host the 1976 Olympics. Soon after hosting the game, Montreal declared a large deficit. This was the first time that the wider economic impact of hosting the Olympics was being discussed. Why do countries host the Olympics? Is […]

Content, Zerodha Varsity
0
06 Aug 2024
 

Introducing Boson Whitewater

Reality hit home this summer when we faced a water shortage in Bangalore, a city many of us Bangaloreans remember fondly from our childhood as the city of lakes. At present, Bangalore needs about 2,632 (Million Litres per Day) MLD of fresh water. The Cauvery caters to about half of the city’s fresh water demand, […]

Patient capital for Indian fintech, health, and climate startups.
0
06 Aug 2024
 

SGB issued in 2016 matures: Comparing returns of SGB vs. other forms of gold

Series I of the Sovereign Gold Bond, issued in July 2016, was due for redemption on August 5, 2024. We compared how different forms of gold—such as SGBs, gold funds/ETFs, physical gold, and gold in jewelry form—fared during this period. Remember that every form of gold ownership has its own merits and demerits. Based on […]

Personal Finance, Varsity
0
05 Aug 2024
 

Asset allocation: based on financial goals or market valuations?

I am a DIY investor and have been investing for the last few years. I understand asset allocation, so I divided my portfolio between equity and debt in a 60:40 ratio. Because of good equity markets, my asset allocation is skewed towards equity, with a 75:25 allocation.  Now my doubt is if asset allocation has […]

Co-founder, The Financialist (SEBI RIA)
0
02 Aug 2024