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99% of people reading this article will have two reactions: they’ll ignore it or think I’m a moron. So, why write? I don’t know; it’s an itch I can’t scratch. If you are on Twitter, you m...
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You needn’t wait for your salary to celebrate!! Is shopping on your mind today? Get the funds you need, without any extra fee! Loan ke oopar extra loan! Cash of Rs X lakh is waiting for yo...
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One of my pet peeves with personal finance books is that investing gets all the attention. It’s not that investing isn’t an important part of personal finance, but beyond a point...
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Happy Christmas and a new year in advance, everyone. What a rollercoaster this year has been for the markets. Given the war in Ukraine and the dramatic spike in inflation and interest rates, there&...
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There was a lot of noise on social media over the past few days after a crypto platform recommended by some influencers suspended withdrawals. I don’t want to delve into the issue, a lot has alre...
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The sad reality of financial services is that good financial products like term insurance are sold the least, and horrible products like endowment policies and ULIPs are sold the most. There’s an...
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The financial media tells me that the US Federal Reserve and the RBI will soon raise interest rates because inflation is out of control. If inflation is hot, interest rates rise, and the Fed stops ...
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It doesn’t feel like the end of 2021, but rather a long 2020 just ended. I was thinking of writing about a year-end personal finance checklist, but then I realized 2021 deserves a different k...
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If you ignore the brutal bear market over the last one month, we’re still in a raging bull market. A lot of people think that the markets are in a bubble. I don’t know. I guess nobody k...
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Wishing you all a Happy and prosperous Diwali🪔 from all of us here at team Zerodha! This post got a little big because we wanted to cover some basic yet extremely important personal finance conc...
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There’s nothing new that you can say about investing. The basics – save more, spend less, diversify, keep costs low, and don’t tinker with your portfolio have remained the same for ages. ...
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In the past year or so, we’ve seen a huge spike in new investors. While, in general, this new breed of investors are more informed than the previous generation, some of them continue to make the ...
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Bank fixed deposits (FDs) have been the most popular retail investment product in India historically. But the FD interest rates have been continuously going down over the years and looking at curre...
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Update: Funds in the trading account cannot be used for investing in mutual funds due to changes in regulations. The money for all mutual fund investments has to come from your bank account. You ca...
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Investors, Mutual funds are a wonderful way to start investing. Direct mutual funds more so, because you pay 0 commissions, which otherwise you would have from your pocket. 🙂 But if you are new ...