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Save for your retirement with National Pension System (NPS)

March 12, 2024

A comfortable retirement is the ultimate goal we all work for, but the available data shows that the vast majority of Indians are probably not prepared for retirement. Let me give you some numbers to illustrate the point. The National Stock Exchange (NSE) has about 9 crore unique investors registered with it. So the total number of unique Indian investors with demat accounts will be in this range since NSE is the biggest exchange. There are just about 4.3 crore unique mutual fund investors. But if you look at this as a whole, only 4.7% of total household assets are invested in equities.

The most popular savings avenue for the vast majority of Indians is bank fixed deposits (FDs), with over Rs 100 lakh crore. Provident funds are the next popular option. There were 29 crore subscribers, with 6.8 crore active subscribers. The other popular investment options for most Indians are insurance policies like endowment policies and unit-linked insurance plans (ULIPs). The rest is invested in property and gold. This makes most Indians asset-rich and cash-poor.

This is just the asset side of Indian household balance sheets. Even without looking at the liability side, you can safely assume that most Indians are probably not investing as much as they should be for a comfortable retirement. We no longer live in a world of defined-benefit pensions where the employer would guarantee a pension. It’s up to us to prepare for retirement. In fact, some experts would argue that India is already facing a pension crisis due to the nature of the government’s pension liabilities.

Over the 13 years of Zerodha, our mission has naturally evolved from just providing traders and investors with the best tools to helping them do better with their money. A big aspect of that mission is to help people prepare for their retirement. It was with this goal in mind that we applied for the National Pension System (NPS) license and got it a couple of years ago. Due to a few regulatory challenges, it has taken us some time to launch. Since NPS will be on Coin, its launch was delayed due to the discontinuation of the pooling mechanism for mutual funds. This was a huge change for us, and it was as good as rebuilding Coin from scratch.

But we’re happy to announce that NPS is now live on Coin.

Why National Pension System (NPS)?

NPS is a brilliant option for saving for your retirement because it forces you to invest in a diversified portfolio of equities and debt by default. It’s also one of the cheapest investment options out there and tax-efficient. Since NPS is a product aimed at helping people prepare for retirement, it comes with a lock-in. All NPS investments are locked until the subscriber turns 60, after which you can withdraw the money.

This lock-in is a feature, not a bug. AMFI publishes data on what percentage of investors hold their assets for what period. As per the latest data available, only 50% of investors held their equity funds for more than 2 years. AMFI doesn’t disclose the data, but anecdotally, the longer you look at this data, the shorter the holding period becomes. So the lock-in period in NPS stops people from potentially doing silly things.

There are two ways of investing in NPS.

Active choice

Under active choice, you can choose how much to invest in equity (E), government bonds (G), and corporate bonds (C). For example, 50% in equity, 25% in government bonds, and 25% in corporate bonds. The maximum allocation to equity is 75%, and for bonds, it’s 100%.

There are 10 pension fund managers, such as ICICI, HDFC, and others, who manage the investments under the NPS. You can choose who to invest with.

Auto choice

If you don’t want to actively choose the allocation, you can choose the auto choice instead. Under auto choice, your allocation to the two asset classes will be decided automatically based on your age. The younger you are, the higher the allocation to equity, and vice versa. Here’s an illustration of how the allocation will look under the aggressive plan of auto choice. Similarly, there are moderate and conservative options under auto choice.

Tax benefits

Investments in NPS are eligible for tax deductions of up to Rs 50,000 under Section 80CCD. This is over and above the deduction limit of Rs 1.5 lakh under Section 80C. So, in other words, by investing in, say, ELSS and NPS, you can claim deductions up to Rs 2 lakh.

Upon maturity, you can withdraw 60% of the corpus, and this is tax-free. The remaining 40% has to be compulsory annuities. Annuities are financial products that take a lump-sum payment and provide regular income. So, let’s say you buy an annuity of Rs 1 crore. Insurance companies that sell annuities take that Rs 1 crore and pay a monthly amount. So the logic is that this 40% becomes your pension.

Mutual funds vs. NPS

Both NPS and mutual funds have their merits, and I don’t think it’s a question of what is good and what is bad. Using NPS for your core retirement investments and then complementing that with mutual funds works well.

Charges for investing in NPS

An account opening fee of Rs. 200 is charged. A fee of 0.25% of the investment amount + GST or Rs. 30 + GST, whichever is higher, is charged on each contribution. Other charges apply as specified by the regulations.

How to invest

NPS is currently live on Coin web and will soon be available on the Coin mobile app. Click here to invest.

What’s next for NPS on Coin?

The transactional journeys are live on Coin. We are working on adding more tools, such as calculators, financial planning tools, and better data about pension funds, scheme performance, and allowing Tier 2 accounts. We’re also working on integrating mandates to help you create SIPs.

Only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

Useful NPS tools

NPS pension calculator
Historical performance of NPS schemes

India's largest broker trusted by 1.5+ crore investors.


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212 comments
  1. Sri says:

    When can I move existing NPS account to Zerodha?

  2. Brieuk says:

    I’m getting below error while i try to create NPS account, I have raised a ticket 4 days back still no responds even in the ticket

    An error occurred (404) when calling the HeadObject operation: Not Found

    • Shubham says:

      Hi Brieuk, sorry to hear this. Getting this checked. You will have an update on the ticket at the earliest.

  3. Deepanshu says:

    Hi i am student i have not pan card my uncle of pan card

  4. Praveen says:

    Can my employer contribute to this NPS account if i create via zerodha?

  5. Dhruba says:

    Can I have more than one NPS account? I am an existing NPS holder as a gov employee. What is the minimum and maximum amount that can be invested in NPS per month?

    • Shruthi says:

      Hi Dhruba,
      1. You can hold only one NPS account.
      2. The minimum investment in Coin is Rs 1000/- and maximum is up to the permitted limit allowed your bank for transfers.

  6. MOHAMMAD SHAMSAIR KHAN says:

    Hi I want to invest in a pension plan, how do I start?

  7. Sowmiya says:

    When will zerodha start SIP in NPS account in zerodha

  8. chirag says:

    Give some option to track tier-i accounts. I am a govt employee.

  9. DILEEP KUMAR says:

    Exchanges have temporarily restricted trading in your account. Please check this link for possible reasons. Read

    more.

  10. nikhil verma says:

    I currently have my NOS account with KFintech KCRA, can you suggest if I could transfer this acount to COIN? if yes then how?

    • Shruthi says:

      Hi Nikhil, we’re working on enabling existing NPS subscribers to transfer their accounts to Zerodha. Will keep you posted.

  11. Morning sadananda says:

    Thank you

  12. Sunil says:

    NPS ar good hindi me translation ka option bhi hona chaiye jyade se jyade samaj me aaye or who apply kar sake

  13. Lalit samvani says:

    Best trading platform 😉

  14. Mani Kant Jhs says:

    I want to open my NPS

  15. Ashok kumar sharma says:

    I started nps about 3 yrs ago , can I migrate itmy nps acct no 110137089781 to zerodha ?

    • Shruthi says:

      Hi Ashok, we’re working on enabling existing NPS subscribers to transfer their accounts to Zerodha. Will keep you posted.

  16. Mahendra kumar says:

    😇💯💥☻️

  17. Mohd Aasif says:

    I find Zerodha Kite the best broker. It has a simple plot form. There is no confusion about anything.

  18. Prem says:

    I have an existing NPS tier 1 account, can I transfer the same to zerodha coin? Please update when this feature is added to the platform. Thanks

    Reply

    • Shruthi says:

      Hi Prem, we’re working on enabling existing NPS subscribers to transfer their accounts to Zerodha. Will keep you posted.

  19. Mohit yadav says:

    So trusted app

  20. Rajesh says:

    I have an existing NPS tier 1 account, can I transfer the same to zerodha coin? Please update when this feature is added to the platform. Thanks

  21. Pranay says:

    would like to move from NSDL to Zerodha. look forward to this advise

  22. Harshal Farsole says:

    How do i start my NPS Account

  23. Rishikesh Deshmukh says:

    I have an existing NPS Account, can I transfer this account with Zerodha?

    • Shruthi says:

      Hi Rishikesh, we are working on enabling existing NPS subscribers to transfer their accounts to Zerodha. Will keep you posted.

  24. Rama moorthy says:

    Please full tamil language

  25. Mukesh Kumar Bharati says:

    Thanks

  26. Nidadavolu Venkatapathi Raju says:

    Any help me my account no working

    • Shruthi says:

      Hi Venkatapathi, what seems to be the issue? Could you please create a ticket at support.zerodha.com with details of the issue, so we can have this resolved at the earliest? We’ve explained the process of creating a ticket without logging in here.

      You can track the ticket via email updates in your registered email ID.

  27. Ashok Shah says:

    I like this scheme

  28. Fayis says:

    My acoustic isn’t activated yet, its been a week and more, as im paid 200 for the verification, the service from zerodha is disgusting please take necessary action asap

    • Shruthi says:

      Hi Fayis, we’re sorry to hear this, could you please create a ticket here so our team can have this resolved at the earliest? You can also contact us on our account opening helpline: 080 4719 2020. https://zerodha.com/contact

      We’ve explained the process of creating a ticket without logging in here

      You can track the ticket via email updates in your registered email ID.

  29. Dinesh Anakal says:

    Willing to join the same

  30. Bharat Gohil says:

    How to migrate NPS account from other broker to coin?

  31. Ramdas Jagtap says:

    How can I save for future? I am retired person.

  32. Lavish kumar says:

    I think mutual fund is much better than NPS. I am a NPS enrolled employee and I countinue it from last 13 year. After 13 year I think mutual fund return is better than NPS. NPS gives 08 %-09 % return whereas all mutual fund including index fund gives minimum 12%-15% return. On the other hand mutual fund provide more options i.e. one time investment when market down which increase our return.

  33. Ritesh Saini says:

    With 40% becomes my pension so let 40% = 1cr and I buy a annuity of 1cr then how much money I would recieve?

  34. Sujit Lokhande says:

    NPS ki jaankari hindi main honi chahiye

  35. Dharmendra Singh says:

    This is very true story & amazing thing

  36. Nagendra Kumar Singh says:

    Hai

  37. Shripad Shriram Machave says:

    I am a investment in the NPS, but till today I have not received a card.

  38. Dattatray H. Dhome says:

    I am pensioner, my age is 64 years,i can I join NPS Scheme, i am interested.

    • Shruthi says:

      Hi Dattatray, the maximum age to subscribe to NPS is 65. You can continue investing in NPS upto the age of 70, after which you must exit. Check out the this article for more details.

  39. Mahendra says:

    Hi Shruti G , I am 53 yrs Old So how do I save?

  40. Sagar Krishna ugale says:

    Plz Hindi language explain.

  41. Putnanja says:

    An error occurred (404) when calling the HeadObject

    operation: Not Found

    I already raised ticket still not resolved

    Please confirm nps deadline is March 28th or March 31st to show under 80ccd

  42. Tushar Jagtap says:

    Pls demo

  43. Manoj balakrishnan says:

    My age is 46years as of now can I join nps scheme

  44. Diptesh says:

    Please add snapshots in your document. I couldn’t find the option in Coin app

  45. Pradeep Kumar Soni says:

    Hindi mein samjhao

  46. Alok singh says:

    I m new… I sont know how to registered in nps… I wants this pension scheme….

  47. Amol says:

    I m 44 Years old and in Semi Government Services.. I Hv NPS ac Monthly Saving More Than 10 Thousand. How I can change my asset allocation or Which are good for me

  48. Praveena N says:

    I have NPS account opened through ICICI bank in 2018 and how can I fund the NPS tier 1 & tier 2 from Coin with SIP investment

    • Shruthi says:

      Hi Praveena, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  49. Vaishali Dalvi says:

    I am 43 now how much I am interests

  50. Mahesh jagdale says:

    My age 38 how much monthly investment

  51. Sankari balan Chinnasamy says:

    Daughter age 37 how much monthly investment we have to do

  52. Ajay kumar says:

    Give the full details and benifit with time period.

  53. Ashish Pandey says:

    Please do let us know when you do this “We are working on allowing existing NPS subscribers to move their accounts to Zerodha.”. I already have an nps account. But I feel it will be more convenient if it will be inside coin app. Thanks!

  54. SUNIL says:

    Plz update after one year

  55. Ravindra Gadade says:

    Can NPS pledged as cash collateral for trading?

  56. Satheeeh babu S says:

    Dear, what an existing NPS subscribers can do in coin?

    • Shruthi says:

      Hi Satheeeh, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.Will keep you posted.

  57. Mohd Aasif says:

    Benefits

  58. Vishwnath verma says:

    My age 35 details nps

  59. Shashank goswami says:

    Kite mujhe bahut achcha Laga Dil se

  60. Pinak Dey says:

    What is the benefit and legal security to open nps account in zerodha?

    How it is different from nationalised banks?

    • Shruthi says:

      Hi Pinak, we’ve planned a bunch of useful features that improve the investing experience, plus you get the benefit of a combined portfolio view. NPS investment data will eventually be on Console, where you can see all your investments in one place.

  61. Sopan says:

    I already have a nps account, and I invest or track via coin app

    • Shruthi says:

      Hi Sopan, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  62. C MATHIVANAN says:

    Please update as to one can contribute to NPS after 60 years of age.
    Thank you.

    • Shruthi says:

      Hi Mathivanan, maximum age to subscribe to NPS is 65. A subscriber can continue investing in NPS upto the age of 70, after which they must exit. More here.

  63. Ankit raj says:

    My age is 28 can i invest in it

  64. Radhamani says:

    I am already having NPS Tier-2 account. Kindly update when it becomes available to move to zerodha please.

  65. Kavita says:

    I already have a nps account can we map/connect to it on coin or kite.
    Kindly guide
    Thanks

    • Shruthi says:

      Hi Kavita, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  66. KK says:

    Much awaited addition, will wait for existing NPS accounts to be transferred to zerodha.

  67. Tarun says:

    e-nps is much cheaper, your charges are too high

  68. Sanjay Mishra says:

    My age is 47
    Can l take a NPS

  69. Suman deb says:

    My age is 45+ can i have NPS? Share all details

  70. Suman deb says:

    My age is 45+ can i have NPS?

  71. ghanshyam mishra says:

    how it works tell me

  72. Balaji says:

    If i invested in NPS ,,can i claim it while filing ITR under sec 80CCD

    • Shruthi says:

      Hi Balaji, you’ll be eligible for Tax benefits of upto Rs. 2 lakh if you are under the old tax regime. i.e. Rs 50,000 under section 80CCD over the Rs. 1.5 lakh deduction under Sec 80 CCE. More on the NPS tax benefits here.

  73. RAJAS SUHAS DOSHI says:

    Kindly make a YouTube video on this about how to open NPS account through coin

  74. Vinayak Bhagare says:

    Very Good 👍🏻

  75. Upendra Kumar rout says:

    I am interested

  76. Sr shankhala says:

    How do I transfer my existing NPS ACCOUNT from UTI to zerodha/coin?

    • Shruthi says:

      Hi Shankhala, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  77. Anil Kumar says:

    Can we get collateral benefit for option trading on NPS investment?

  78. Anil says:

    How do I transfer my existing NPS ACCOUNT to zerodha/coin?

    • Shruthi says:

      Hi Anil, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  79. Vinod kumar Singh says:

    I have NPS account registered under karvy,shall I transfer to zerodha coin platform

    • Shruthi says:

      Hi Vinod, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  80. Vikram Gupta says:

    How do I get my already enrolled NPS details in coin?

    • Shruthi says:

      Hi Vikram, as of now, existing NPS subscribers cannot shift from another CRA/POP to Zerodha. Zerodha is working on enabling the migration of NPS subscribers from one NPS service provider to another.

  81. Shrikant jadhav says:

    My age is 43 send me ur investment plan details

  82. Rameshwar Singh says:

    I am 42 years old howmuch minimum lumsum investment

  83. Sanjay Gadiyar says:

    What is the minimum amount which needs to be invested and at which age I would be getting the benefits

  84. Rakesh says:

    After me , what happens to the money?? for example , I live up to 80 Years 😀 , after that will my wife get the pension ??
    After my wife , what will happen to the money ?

    • Shruthi says:

      When a subscriber passes away, the NPS account’s entire savings will be disbursed to the nominee or legal heir.

  85. Rakesh says:

    1. What is the Mandatory Annuity that we have to buy with the accumulated money at the age of 60 ?

    2. Any reasons we can withdraw bulk money for medical , Marriage or Education purposes??

  86. Jaswant Singh Yadav says:

    Now I am 48 + how much should I invest in NPS monthly basis to get 30,000/- per month pension after 65 years of my age, thank you
    Please advise

  87. Ushma says:

    Yearly 50000 u can invest in NPS

  88. Dharmendrasinh Gohil says:

    I am 56 can I invest lumsum

  89. Nitin says:

    Need to transfer my existing NPS account to Zerodha NPS ..: all investment under one roof

    • Shubham says:

      Hi Nitin, for now, only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

  90. Raza says:

    Hindi me batao

  91. Vinayak says:

    Can transfer existing NPS to coin?

  92. Anuj says:

    I am getting below issue while opening the account please let me know what needs to be done.

    An error occurred (404) when calling the HeadObject operation: Not Found

  93. Narayana says:

    What is the maximum contribution amount per annum

  94. Rajnish says:

    My age 38
    Nsp mai kitne rupee par month ka nsp karna chaiye mujhko please bataiye

  95. Rajnish says:

    Send message in hindi please🙏

  96. Raju Kumar says:

    I am interested how to investment

  97. Ramkishan meena says:

    Zerodha, The team requests that you send messages to me in Hindi, not in English.

  98. Sanjay Kumar Behera says:

    Very good scheme I can apply for that my age 43 years

  99. Dineshkumar says:

    How to find in Coin?
    It will be use lumpsum or SIP?

  100. MOHAMMAD ABUTALIB SHAIKH says:

    GOOD

  101. Uttam Kumar Biswas says:

    As NPS is very nice scheme , I’m 55 yrs old , working with state govt may I apply for NPS…how to open this scheme??

  102. Radhesyam khatriv says:

    Very very nice information 👌

  103. Kumar yogendra says:

    What amount be deposited initially and what will be possible returns after twenty five years

  104. Ravi R Raju says:

    I need to start up

  105. Annash shaikh says:

    Dear zirodha team,

    Can I transfer my cams nps account.

    • Shubham says:

      Hi Annash, currently only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

  106. Tina Mehta says:

    plz explain how to invest

  107. Yogesh says:

    How much applying? Process

  108. What is the method to link existing NPS account for converting it to coins ?? says:

    It will be great if we can link our existing accounts to it….

  109. Debarun Banik says:

    I am interested

  110. Manik Chatterjee says:

    Very nice information about NPS

  111. JAINAM SHETH says:

    How To Invest

  112. Baljeet Singh says:

    I have some physical shares with me
    How to de meterialise

  113. Abhishek Racherla says:

    I am already doing NPS directly with portal can I move the same to coin ? If so kindly let me know the process

    • Shubham says:

      Hi Abhishek, currently only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

  114. Subrat says:

    How can i start investing in NPS through COIN?

  115. Vikash says:

    Can a govt employee who has a NPS account can open a new nps with zerrdha coin

    • Shubham says:

      This is not possible, Vikas. Currently only new NPS sucscribers can invest on Coin. We’re working on allowing NPS investors to move thier account to Zerodha.

  116. Nilesh Patil says:

    Nice information i am investing but starting 2027

  117. Sunit ji Laddha says:

    I’m interested investor in NPS

  118. GRJ says:

    Charges for investing in NPS
    An account opening fee of Rs. 200 is charged. A fee of 0.25% of the investment amount + GST or Rs. 30 + GST, whichever is higher, is charged on each contribution. Other charges apply as specified by the regulations
    What are the additional benefits we get for paying these charges?.

  119. SUBIR GOSWAMI says:

    It will be very helpful if you allow existing NPS subscribers to move their accounts to Zerodha.

  120. Santanu maity says:

    How to invest in nps?

  121. susheel says:

    excellent

  122. Mahesh says:

    How can i shift my existing nps account to coin?

    • Shubham says:

      Hi Mahesh, currently only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

  123. Biswajit Dutta choudhury says:

    How to invest in NPS

  124. Dhara says:

    Good

  125. Bireswar Bhattacharyya says:

    its better to buy electoral bond than investing on nps

  126. Chaithresh Poojary says:

    I am getting this error:
    An error occurred (404) when calling the HeadObject operation: Not Found.
    Can you please guide me through

  127. Sachin Lakshmanan says:

    My NPS account is frozen. I would like to close this and start with Coin afresh. Is it possible?

  128. Parag says:

    I have existing NPS account. Is it possible to link/transfer it to Zerodha Coin?

    • Shubham says:

      Hi Parag, for now, only new NPS subscribers can invest. We are working on allowing existing NPS subscribers to move their accounts to Zerodha.

  129. Soni says:

    Hi sir.
    I have one question. can I pledge NPS fund to have collateral margin for trading.?

  130. Vishal N says:

    NPS contributions on Zerodha has regular mutual fund esque type of commissions, the very thing Coin is against. Any reason for percentage based commissions?

    Please add filtering by CAGR value to Coin. The current CAGR filter is useless. My benchmark for liquid funds is 7%. However, you guys provide option to filter between 5% and 10% only. Literally every debt fund falls in this category, so filtering is completely useless and does not remove anything.

    For equity fund, my personal benchmark for the previous year is 18%. However, I cannot filter >18% and you guys include everything above 15% too.

    When designing it itself such glaring problems should have been obvious.

  131. Adarsh says:

    Can we pledge NPS?

  132. Laxman says:

    Hi Team,
    Can we pledge this?

  133. Vidya Bawane says:

    How I do this?

  134. Praveen says:

    Can we transfer our existing NPS tier 1 account from other fund managers to zerodha?

    • Shruthi says:

      Hi Praveen, existing NPS account holders cannot currently contribute via Coin. This feature is only available for new NPS investors. However, we are working on enabling existing NPS subscribers to transfer their accounts to Zerodha.

  135. Suresh says:

    The lock in period is till 60. But what I find intriguing is why a investor is stopped from going for choice of options I.e active or auto at 50 years itself. I had invested in nps in 2016 and my investment agent went for auro choice then itself. I feel it’s a blunder on his part. Please comment on the loss to me.

  136. S Sujoy says:

    All the best in your new NPS endeavor.

  137. Rohith says:

    Hi,
    Can we do SIP’s in NPS. Is this function already available.

  138. munish khanna says:

    What is the advantage of having the NPS account on Zerodha /Coin instead of having it directly on these Portals? ( CAMS, protean or Kfintech….)

    • Shruthi says:

      Hi Munish, we’ve planned a bunch of useful features that improve the investing experience, plus you get the benefit of a combined portfolio view. NPS investment data will eventually be on Console, where you can see all your investments in one place.

  139. JaiSriRam says:

    Porting existing NPS to Coin is really the most wanted feature. Hope it does not take another 2 years to implement👍

    • Shruthi says:

      Hi, we are working on allowing existing NPS account holders to register. However, cannot provide a timeline at this moment. We’ll keep you updated.

  140. Anil Kumar says:

    Good initiative, please bring in feature to port existing NPS account to Zerodha.

    • Shruthi says:

      Hi Anil, we are working on allowing existing NPS account holders to register. However, cannot provide a timeline at this moment. We’ll keep you updated.

  141. Suresh says:

    Hi,

    Can I manage existing NPS account from Coin?

    Suresh

    • Shruthi says:

      Hi Suresh, currently existing NPS account holders cannot manage via Coin. This is only for fresh NPS investors, we’ll let you know when we onboard existing NPS account holders 🙂