We recommend reading this chapter on Varsity to learn more and understand the concepts in-depth.


Key takeaways from this chapter

  1. It makes sense to be a buyer of a call option when you expect the underlying price to increase.
  2. If the underlying price remains flat or goes down, then the call option buyer loses money.
  3. The money the buyer of the call option would lose is equivalent to the premium (agreement fees) the buyer pays to the seller/writer of the call option.
  4. The intrinsic value (IV) of a call option is a non-negative number
  5. IV = Max[0, (spot price ā€“ strike price)]
  6. The maximum loss the buyer of a call option experiences is to the extent of the premium paid. The loss is experienced as long as the spot price is below the strike price.
  7. The call option buyer has the potential to make unlimited profits, provided the spot price moves higher than the strike price.
  8. Though the call option is supposed to make a profit when the spot price moves above the strike price, the call option buyer first needs to recover the premium he has paid.
  9. The point at which the call option buyer completely recovers the premium he has paid is called the breakeven point.
  10. The call option buyer truly starts making a profit only beyond the breakeven point (which naturally is above the strike price)

54 comments

  1. Ayushmaan says:

    From where we can find the next part of the videos in the modules

  2. Kaushik says:

    This is the first series of videos I have watched, and they are invaluable to a brand new entrant to the market! Keep up the good work.

    The P&L chart in your example had a negative even beyond the 477.5 spot price for SBI. I assume that was a typo?

    • Karthik Rangappa says:

      Glad you liked it, Kaushik. Yes, that’s a typo, we have put a pinned message on Youtube, will put the same here as well šŸ™‚

  3. Vijay shinde says:

    What if I didn’t square off my option call and it’s in the money and facing loss at close of expiry , will i just have to pay premium and can get out of situation or I’ll have to bear the loss

  4. Munsh says:

    Against possible expiry 495……P&L….should be +17.5

  5. SAJAN JOSEPH says:

    sir
    CAN YOU MAKE ONE MOULE FOR PRICE ACTION TRADING

  6. P Balagopal says:

    Any formula or to calculate the premium amount to paid ? And strike price means the value of the share .

  7. kirupakaran says:

    In call buy, the premium is already paid during buying the contract, if it is a profit during expiry, why again the premium amount is adjusted in the profit? Are we paying premium amount twice here? kindly explain…

    • Karthik Rangappa says:

      No, you only pay once. Think about it like buying a stock, you pay the price at the time of buying and get a price at the time of selling.

  8. Nimmitt says:

    Thank you so much. please clear my doubt – negative 17.5 is for the entire lot of 1500 or only one ?

  9. Varadaraju says:

    I have a served the following
    While Call option the margin is very high for sell option and the same for Put Option sell. Request explain. This is with respect to Banknifty future trade. Regards

    • Karthik Rangappa says:

      Buying options require you to pay just the premium. Selling options on the other hand, requires you to pay a margin (like futures), hence the higher cost.

  10. Varadaraju says:

    Thanks. Understood after going through your varsity videos

  11. Sushil Raj says:

    Query : Loss should no shown 17.5 multiply with lot size , Right ? I believe explanation in video does not depict that clearly.

    Feedback :In excel where you are showing example , at 495 strike price it should be +17.5 rather than -17.5 .

  12. Mridul says:

    At 6:36 minutes and later, Can the payoff be corrected for 495? This will be profitable for buyer of call option or did i miss something?

  13. san..sk says:

    clean explanation, looking forward to learn and grow.

  14. Krish K Rangan says:

    All the material. especially the videos’ are amazing. Thanks Karthik and Prateek for putting together such clear content. You guys are awesome!!!

  15. NInad says:

    Against possible expiry 495ā€¦ā€¦P&Lā€¦.should be +17.5

  16. Aravind says:

    Hello sir,

    Can i hold the “short position” in a CALL option overnight ? Or do i need to square off by the end of the trading day?

    Thanka

  17. Allan Rapheal says:

    When i have a call long position and its making profit as it has gone above the break even point, so at certain point Iā€™m thinking this is a good profit for me so can exit the trade before expiry with the profit that i have gained at that particular moment?

    • Karthik Rangappa says:

      Yes, you are free to exit the position before expiry Allan. No need to hold the position to expiry.

  18. Ratnakr says:

    For the seller, whether the seller needs to own a lot of the stock before selling

  19. Chaitra says:

    Amazing video, understood thouroughly.

  20. Tirumal says:

    Against possible expiry of SBIN @ spot price of INR 495ā€¦ā€¦P&Lā€¦.should be +17.5….it is mistyped as -17.5

  21. Raj says:

    Hi Karthik,

    End of each chapter in varsity has PDF download.
    Is it possible to get a zip of all downloads in varsity for print?
    Or could we get a printed copy of varsity at cost?

    Thanks & regards,
    Raj

  22. Shailesh W says:

    Can we say, Strike price is nothing but BEP?

  23. Paritoshveer says:

    Sir, I think that there is a mistake. You gave an example of how much profit can a option buyer earn at different expiry using a table at 6:24. I think that at expiry 495 p&l will be +17.5. But you wrote -17.5. Is it right or need a correction.

  24. Yuvatej Akhil says:

    What happens if the face value splits. How does the call option compensate for the value.

  25. Amit says:

    8:07 – Please correct the profit at price of 495. It should be Rupees +17.5

  26. Yaqoot says:

    Basic Q, if the max profit that the call seller stands to gain is just the premium, why would they be at all interested in the transaction?

    • Karthik Rangappa says:

      It is for the premium šŸ™‚

      Not all trades need to have an unlimited upside. Capped but yet visible profits is also desirable.

  27. Nikhil says:

    Yaqoot, Call seller will always be in profitable situation as they get benefit of theta decay, as having lower expectation of moving share price towards up side, After near coming to expiry or maturity of call option ,there could be two scenario , price either not crossed to strike price , definitely Entire Value of call option will be to 0 and all premium amount you paid at the date of contract will be net pay off of Call Seller.

    I hope you got understand

  28. Harsh says:

    But sir how will we come to know that stock is going to increase or decrease or be sideways ,so accordingly we buy a call option or put option.
    Please address this question

    • Karthik Rangappa says:

      Thats not possible right, Harsh? I mean if we knew what will happen, then we could all set up profitable trades all the time šŸ™‚

  29. Dikshant Sharma says:

    In the table of possible expiry, premium paid and P&L for buyer’s perspective Breakeven pint is 477.5 where Net Profit & Loss becomes zero. So next possible expiry at 495 should be positive 17.5…. Why is it -17.5?

    Refer 7:50

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