Indian mutual fund industry has grown in terms of AUM to 65lk cr from 25lk cr in 2019. We have just over 5.5 crore unique mutual fund investors, which was 2 crore in 2019. If the investor base has to grow, along with educational efforts, we also need mutual fund distributors. But today, distributors need […]
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Mutual fund schemes have two options while investing – Growth Plan and Income Distribution Capital Withdrawal (IDCW) erstwhile known as Dividend Plan. Usually, investments in mutual funds are made for long-term wealth creation. However, there are times when investments in Mutual Funds are made from the perspective of regular income. In that case, two options […]
Recently, a Zerodha Varsity reader came up with an interesting question about direct vs. regular mutual funds. He understands that the return on a direct fund is higher, so buying a direct fund makes sense. But he also feels that one can accumulate more mutual fund units in a regular fund, given that the NAV […]
Debt funds are usually considered to carry lesser risk than equity funds. In fact, many believe that funds cannot give negative returns simply because they invest in debt instruments. However, interest rate risk, liquidity risk, and credit risk are all real risks carried by debt funds. The presence of risk indicates the possibility of a […]
Unless you live under a rock, you would have probably heard the term – SIP (systematic investment plan) – in mutual funds. Using SIPs, one can conveniently invest a fixed amount in mutual funds periodically, usually monthly. Unlike lump-sum investments, where a large amount of money is invested at once, SIPs involve spreading the investment […]
How well do you know the fund managers you invest with? Beyond the statistics and performance charts lies a deeper understanding that can help you make informed decisions: their core investment philosophies and personal beliefs. This is the heart of our Know Your Fund Manager series, where we delve into the minds of the individuals […]