There’s a very specific kind of financial laziness we at Ditto Insurance often notice when it comes to parents’ health insurance. Most people assume things are sorted on this front. A policy exists somewhere, premiums are getting paid, and parents have been renewing it for years. So naturally, everything must be fine. Except… many of […]
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Here’s something we see more often than we’d like at Ditto. Someone calls us after a layoff or a resignation, and somewhere in the conversation they mention they need to “sort out insurance now.” When we ask about their current coverage, they say their company had a ₹5 lakh group health insurance plan, which the […]
Walk into any good hospital today, and you’ll notice something. Almost nothing is done the old way anymore. What used to be routine laparoscopic surgery is now done with robotic assistance because it improves precision and speeds up recovery. Cardiac bypasses, orthopaedic procedures, prostate surgeries—hospitals increasingly prefer advanced, minimally invasive techniques whenever they can. And […]
The government has announced that from 22 September 2025, premiums for health and term insurance will no longer attract GST. At first glance, this looks like an 18% price cut. But it’s not that simple. Whether you actually save depends on when you buy your policy, when coverage kicks in, and whether you’re starting fresh, […]
It’s that time of the year again. Everyone is scampering to invest in ELSS mutual fund schemes, NPS products, and insurance policies just to reduce their taxable income. And while buying investment products may be rather straightforward, insurance policies are anything but straightforward. Even if you’ve decided on a policy and made payment, it could […]
Most people don’t understand health insurance. Even those who do, may not fully understand how to navigate the claims experience. While insurance companies have a whole host of reasons to deny your claim, it doesn’t always mean you’re out of options. At Ditto Insurance we’ve been dealing with health and term insurance policies since 2020. […]
Consider for instance a trip to the hospital. It can drain you physically. It can drain you mentally. And it can drain you financially. The prospect of healing from physical and mental trauma is already daunting as is. But to deal with a massive financial burden as you’re recovering from a debilitating illness can be […]