Blog


  • NPS Vatsalya

    Satya Sontanam on February 4, 2025

    Indian parents are well-known for going above and beyond to provide for their children, working hard to leave them a secure future. NPS Vatsalya is a financial reflection of that sentiment. It is for ..

  • NPS structure, fees, how to open an account, and start a SIP

    Satya Sontanam on January 27, 2025

    When constructing a house, you rely on various professionals—like plumbers, electricians, and architects—to complete the project. Similarly, in the NPS architecture, several entities work together ..

  • NPS Tax rules & benefits

    Satya Sontanam on January 21, 2025

    There are only a few things in this world that encourage people to save as much as the promise of tax benefits does, right? The worry of not having saved enough by the time of retirement or the fear o ..

  • NPS Tier II Account

    Satya Sontanam on January 13, 2025

    Think of two siblings growing up in the same household. The older sibling is always expected to follow the rules—curfews, responsibilities, and a clear path laid out by the parents. Meanwhile, the y ..

  • Exit & Withdrawals

    Satya Sontanam on December 9, 2024

     “What doesn’t kill you makes you stronger”  This chapter covers the exit and withdrawal rules from the NPS Tier I account. These rules apply whether you reach the retirement age o ..

  • Investment Options in NPS

    Satya Sontanam on December 9, 2024

    3.1 – Types of accounts Once you have decided to invest in NPS, it is time to understand the details of the product.  Before that, a quick note on the two routes you can choose to invest in NPS ..

  • NPS vs. other retirement plans

    Satya Sontanam on December 9, 2024

    “There is a choice you have to make in everything you do. And you must always keep in mind the choice you make makes you.”  – John Wooden, the famous American Basketball Coach 2.1 – R ..

  • Introduction to NPS 

    Satya Sontanam on December 6, 2024

    If you are interested in learning about the National Pension Scheme (NPS), take a moment and give yourself some credit—seriously! You’re one of the few actively thinking about retirement.  For th ..

  • Retail (Part 2)

    Vineet Rajani on July 9, 2024

    The efficiency of a retail business is commonly judged at a per-square-foot level because retail stores offer several products in multiple categories and sizes. The price points of the products also ..

  • Retail (Part 1)

    Vineet Rajani on July 9, 2024

    Try recalling the last time you were buying groceries at a supermarket. Where were items like rice, wheat, and oil kept? Is there any reason behind this? Is this some strategy by retailers? ..