Unifinz CapitalIndia
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Unifinz Capital India approved the issuance of up to ₹50 crore of senior, secured, rated and listed non-convertible debentures through private placement, including a ₹20 crore green-shoe option. The proposed securities carried a fixed annual coupon of 11.75%, payable monthly, with a 15-month tenure and final redemption scheduled for 19 November 2027. They were to be secured by a first-ranking charge over identified loan receivables with minimum security cover of 1.10 times and listed on BSE’s wholesale debt market. The company had allotted ₹157.9 crore of 13% secured NCDs in four tranches between April and May, while its debt-to-equity ratio stood at 2.16. Its FY26 revenue was ₹511.57 crore and its loan book stood at ₹416.88 crore.
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Unifinz Capital India approved the issuance of up to ₹50 crore of senior, secured, rated and listed non-convertible debentures through private placement, including a ₹20 crore green-shoe option. The proposed securities carried a fixed annual coupon of 11.75%, payable monthly, with a 15-month tenure and final redemption scheduled for 19 November 2027. They were to be secured by a first-ranking charge over identified loan receivables with minimum security cover of 1.10 times and listed on BSE’s wholesale debt market. The company had allotted ₹157.9 crore of 13% secured NCDs in four tranches between April and May, while its debt-to-equity ratio stood at 2.16. Its FY26 revenue was ₹511.57 crore and its loan book stood at ₹416.88 crore.
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Unifinz Capital India scheduled its Asset Liability & Management Committee to meet on 12 August 2026 to consider and approve a private-placement issue of non-convertible debentures of up to ₹1,000 crore. The proposal had been approved by the board on 8 August and fell within the borrowing limit approved by shareholders on 2 July. The company had allotted ₹157.9 crore of NCDs in four tranches during April and May, while its debt-to-equity ratio stood at 2.16. FY26 revenue was ₹511.57 crore and the loan book was ₹416.88 crore.
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Unifinz Capital India scheduled its Asset Liability & Management Committee to meet on 12 August 2026 to consider and approve a private-placement issue of non-convertible debentures of up to ₹1,000 crore. The proposal had been approved by the board on 8 August and fell within the borrowing limit approved by shareholders on 2 July. The company had allotted ₹157.9 crore of NCDs in four tranches during April and May, while its debt-to-equity ratio stood at 2.16. FY26 revenue was ₹511.57 crore and the loan book was ₹416.88 crore.
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Unifinz Capital India Ltd, which operates the digital lending platform LendingPlate, said officials of the Cyber Crime Police Station in Bangalore conducted a search and seizure operation at its corporate office in New Delhi on 1 August. The company said it extended full cooperation and that business operations continue in the ordinary course with no material impact. Unifinz is an NBFC that extends unsecured personal loans to salaried individuals through digital channels, and reported revenue of ₹511.57 crore and net profit of ₹87.14 crore for the year to March 2026. Its loan book stood at ₹416.88 crore, with zero reported gross non-performing assets after heavy provisions in the year.
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Unifinz Capital India Ltd, which operates the digital lending platform LendingPlate, said officials of the Cyber Crime Police Station in Bangalore conducted a search and seizure operation at its corporate office in New Delhi on 1 August. The company said it extended full cooperation and that business operations continue in the ordinary course with no material impact. Unifinz is an NBFC that extends unsecured personal loans to salaried individuals through digital channels, and reported revenue of ₹511.57 crore and net profit of ₹87.14 crore for the year to March 2026. Its loan book stood at ₹416.88 crore, with zero reported gross non-performing assets after heavy provisions in the year.
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Vikas Goyal, along with his PAC Atika Goyal, acquired 1,062,800 equity shares of Unifinz Capital India through open market transactions, representing 2.40% of the company's paid-up capital. The purchases were executed on multiple dates between August 2024 and June 2026, with the latest transactions occurring on June 15, 2026. Following the acquisition, the Goyals' combined shareholding rose from 10.44% to 12.84% of the total equity capital. The acquirers are not part of the promoter group. The disclosure was made to BSE under SEBI's Takeover Regulations, which requires reporting when an acquirer's shareholding crosses certain thresholds.
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Vikas Goyal, along with his PAC Atika Goyal, acquired 1,062,800 equity shares of Unifinz Capital India through open market transactions, representing 2.40% of the company's paid-up capital. The purchases were executed on multiple dates between August 2024 and June 2026, with the latest transactions occurring on June 15, 2026. Following the acquisition, the Goyals' combined shareholding rose from 10.44% to 12.84% of the total equity capital. The acquirers are not part of the promoter group. The disclosure was made to BSE under SEBI's Takeover Regulations, which requires reporting when an acquirer's shareholding crosses certain thresholds.
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Promoters of Unifinz Capital India sold a total of 965,000 equity shares, representing 2.18% of the company's paid-up equity capital, through open market transactions completed over several days in June 2026. Pawan Kumar Mittal sold 640,000 shares and Kiran Mittal sold 325,000 shares, reducing their combined promoter holding from 24.64% to 22.46%. The sales were disclosed to the stock exchange in a consolidated filing under the SEBI Takeover Regulations. The promoter group continues to hold 22.46% of the company's shares as of mid-June 2026.
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Promoters of Unifinz Capital India sold a total of 965,000 equity shares, representing 2.18% of the company's paid-up equity capital, through open market transactions completed over several days in June 2026. Pawan Kumar Mittal sold 640,000 shares and Kiran Mittal sold 325,000 shares, reducing their combined promoter holding from 24.64% to 22.46%. The sales were disclosed to the stock exchange in a consolidated filing under the SEBI Takeover Regulations. The promoter group continues to hold 22.46% of the company's shares as of mid-June 2026.
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May 27 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA MARCH-QUARTER PAT 192.2 MILLION RUPEES
UNIFINZ CAPITAL INDIA MARCH-QUARTER REVENUE FROM OPERATIONS 1.51 BILLION RUPEES
Source text: [ID:]
Further company coverage: UNIZ.BO
(([email protected];;))
May 27 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA MARCH-QUARTER PAT 192.2 MILLION RUPEES
UNIFINZ CAPITAL INDIA MARCH-QUARTER REVENUE FROM OPERATIONS 1.51 BILLION RUPEES
Source text: [ID:]
Further company coverage: UNIZ.BO
(([email protected];;))
May 6 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - APPROVES ISSUANCE OF NCDS OF AGGREGATE VALUE 350 MILLION RUPEES
UNIFINZ CAPITAL INDIA LTD - INCLUDES GREEN SHOE OPTION UP TO AGGREGATE VALUE OF 200 MILLION RUPEES
Source text: ID:nBSE1wrrr3
Further company coverage: UNIZ.BO
(([email protected];))
May 6 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - APPROVES ISSUANCE OF NCDS OF AGGREGATE VALUE 350 MILLION RUPEES
UNIFINZ CAPITAL INDIA LTD - INCLUDES GREEN SHOE OPTION UP TO AGGREGATE VALUE OF 200 MILLION RUPEES
Source text: ID:nBSE1wrrr3
Further company coverage: UNIZ.BO
(([email protected];))
March 11 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - APPROVES ISSUANCE OF LISTED SENIOR SECURED NCDS WORTH UP TO 300 MILLION RUPEES
Source text: ID:nBSE64RRL1
Further company coverage: UNIZ.BO
(([email protected];))
March 11 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - APPROVES ISSUANCE OF LISTED SENIOR SECURED NCDS WORTH UP TO 300 MILLION RUPEES
Source text: ID:nBSE64RRL1
Further company coverage: UNIZ.BO
(([email protected];))
Jan 13 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
APPOINTS RITU TOMAR AS INTERIM CFO
Source text: ID:nBSE49kkrc
Further company coverage: UNIZ.BO
(([email protected];))
Jan 13 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
APPOINTS RITU TOMAR AS INTERIM CFO
Source text: ID:nBSE49kkrc
Further company coverage: UNIZ.BO
(([email protected];))
Jan 1 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - TO ISSUE 951,640 EQUITY SHARES AT 420.50 RUPEES EACH
Source text: ID:nBSE9k0ww
Further company coverage: UNIZ.BO
(([email protected];))
Jan 1 (Reuters) - Unifinz Capital India Ltd UNIZ.BO:
UNIFINZ CAPITAL INDIA LTD - TO ISSUE 951,640 EQUITY SHARES AT 420.50 RUPEES EACH
Source text: ID:nBSE9k0ww
Further company coverage: UNIZ.BO
(([email protected];))
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Popular questions
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What does Unifinz CapitalIndia do?
Unifinz Capital India (UCIL) (formerly Shree Worstex) was originally incorporated on June 02, 1982 as a Limited Company under the provisions of the Companies Act, 1956. The company is mainly engaged in the business of retail lending. It operates as a Non Deposit taking Non-Banking Finance Company engaged primarily in the business of advancing loans and investing/trading in securities.
Who are the competitors of Unifinz CapitalIndia?
Unifinz CapitalIndia major competitors are Shardul Securities, SIL Investments, Purple Finance, CSL Finance, Nahar Capital &Finl., Mangal Credit & Fin, Muthoot Capital Serv. Market Cap of Unifinz CapitalIndia is ₹445 Crs. While the median market cap of its peers are ₹481 Crs.
Is Unifinz CapitalIndia financially stable compared to its competitors?
Unifinz CapitalIndia seems to be financially stable compared to its competitors. The probability of it going bankrupt or facing a financial crunch seem to be lower than its immediate competitors.
Does Unifinz CapitalIndia pay decent dividends?
The company seems to be paying a very low dividend. Investors need to see where the company is allocating its profits. Unifinz CapitalIndia latest dividend payout ratio is 2.54% and 3yr average dividend payout ratio is 2.37%
How strong is Unifinz CapitalIndia balance sheet?
The companies balance sheet of Unifinz CapitalIndia is weak, but was strong historically.
Is the profitablity of Unifinz CapitalIndia improving?
Yes, profit is increasing. The profit of Unifinz CapitalIndia is ₹87.68 Crs for TTM, ₹87.14 Crs for Mar 2026 and ₹20.06 Crs for Mar 2025.
Is Unifinz CapitalIndia stock expensive?
Unifinz CapitalIndia is not expensive. Latest PE of Unifinz CapitalIndia is 5.07 while 3 year average PE is 25.98. Also latest Price to Book of Unifinz CapitalIndia is 2.71 while 3yr average is 9.0.
Has the share price of Unifinz CapitalIndia grown faster than its competition?
Unifinz CapitalIndia has given better returns compared to its competitors. Unifinz CapitalIndia has grown at ~34.33% over the last 2yrs while peers have grown at a median rate of -8.27%
Is the promoter bullish about Unifinz CapitalIndia?
Promoters seem not to be bullish about the company and have been selling shares in the open market. Latest quarter promoter holding in Unifinz CapitalIndia is 19.84% and last quarter promoter holding is 24.64%
Are mutual funds buying/selling Unifinz CapitalIndia?
There is Insufficient data to gauge this.