The way you explain,without naunces,and point to point, invokes an urge to meet you and see your webinars/videos and all that is avilable here. THANQ RANGAPPA
In 2024, Tax Deduction for Debt Funds is matched with our current salary tax slab rates. In this case, profit booked or funds taken from Equity Funds and put into the debt funds can attract more taxes right. How to mitigate this one?
Sir, I’m active on this platform, please do let me know how I can be of help. Also, just to let you know, I’m not a qualified/authorized financial planner.
I am confused by your advice about index funds. When I try to buy a large-cap fund on Zerodha, it recommends I do index-funds instead, giving lower cost of managing the latter, which makes sense.
But you say index funds are suitable for hyper-long term goals like retirement, and a strict 10 year period may not do justice to it.
Could you please define hyper-long term? And why are index funds (eg: Nifty 50) not a better alternative than actively-managed large-cap funds for a 10-year goal, given that there is some research showing the former tends to outperform the latter?
You have explained it so nicely in detail. Thank you.
The way you explain,without naunces,and point to point, invokes an urge to meet you and see your webinars/videos and all that is avilable here. THANQ RANGAPPA
Thanks for the kind words, Chandra. Happy learning 🙂
Insightful and very deep understanding, Thank you.
Happy learning!
In 2024, Tax Deduction for Debt Funds is matched with our current salary tax slab rates. In this case, profit booked or funds taken from Equity Funds and put into the debt funds can attract more taxes right. How to mitigate this one?
You will have to speak to your CA for this one 🙂
Great content . Kindly share the template for MF allocation shown in the video. Thanks a lot for this informative session Karthik!
Thanks RAjesh. Its there in the chapter itself. You can download it.
I want to talk with Karthik sir, or make a account towards my retirement journey. Pl help me
Sir, I’m active on this platform, please do let me know how I can be of help. Also, just to let you know, I’m not a qualified/authorized financial planner.
what about contra funds…their usecase and advantages
It serves a vert specific purpose, not everyone needs that in the portfolio.
I am confused by your advice about index funds. When I try to buy a large-cap fund on Zerodha, it recommends I do index-funds instead, giving lower cost of managing the latter, which makes sense.
But you say index funds are suitable for hyper-long term goals like retirement, and a strict 10 year period may not do justice to it.
Could you please define hyper-long term? And why are index funds (eg: Nifty 50) not a better alternative than actively-managed large-cap funds for a 10-year goal, given that there is some research showing the former tends to outperform the latter?
Can you check this – https://youtu.be/-BU8hyY-ZXk?si=COkjfCikXN2afVFf , I hope it will address your query 🙂