{"id":441936,"date":"2026-02-11T11:43:45","date_gmt":"2026-02-11T06:13:45","guid":{"rendered":"https:\/\/zerodha.com\/z-connect\/?p=441936"},"modified":"2026-03-19T12:27:18","modified_gmt":"2026-03-19T06:57:18","slug":"introducing-microsavings-on-coin","status":"publish","type":"post","link":"https:\/\/zerodha.com\/z-connect\/coin\/introducing-microsavings-on-coin","title":{"rendered":"Introducing microsavings on Coin"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Most of us learned how to save money long before we learned what a mutual fund was.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As kids, we saved small amounts of money in a piggy bank. There was no plan, no minimum amount, and no expectation of returns. We added whatever we could: \u20b92, \u20b95, and sometimes \u20b910. Not because we were disciplined or financially aware, but because it was an easy, familiar habit, and the money could be spent later on something we liked.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As adults, we have a greater understanding of money. We understand SIPs, compounding, asset allocation, and long-term investing. But knowing what to do doesn\u2019t always make it easier to act.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What worked about the piggy bank wasn\u2019t discipline. It was the absence of pressure. You saved whenever you could, even if it was a small sum.<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"Introducing microsavings on Coin: Invest small amounts daily\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Gpomq9DSEmE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to investing in markets, many people assume they need to start with a large amount. That assumption alone can be intimidating. In reality, starting small is perfectly fine. It lets you begin with what feels comfortable today and increase the amount gradually as your income grows.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Smaller amounts also make markets feel less overwhelming. When the numbers are modest, the fear of getting it wrong fades. You learn by participating rather than waiting, and over time, what once felt unfamiliar starts to feel routine.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is the idea behind microsavings on Coin. You can invest small amounts daily, starting at just \u20b910. Not as a shortcut to building wealth, but as an easy way to start and build comfort with saving and investing over time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The value here isn\u2019t the amount you begin with. It\u2019s the reduction in friction. When saving no longer feels like a decision you feel you have to get perfectly right, starting becomes easier. And as saving turns into a habit, increasing the amount gradually often follows on its own.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s how you can start Microsavings on Coin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Currently, this feature is available for the Zerodha Nifty Largemidcap 250 Index Fund and requires a UPI Autopay mandate.<\/span><\/p>\n<p><strong>On the Coin app:\u00a0<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tap on <\/span><i><span style=\"font-weight: 400;\">Micro savings.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tap on the fund&#8217;s name and tap on <\/span><i><span style=\"font-weight: 400;\">Create Micro SIP.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your mandate. If you have not created any mandates, tap on <\/span><i><span style=\"font-weight: 400;\">Manage mandates<\/span><\/i><span style=\"font-weight: 400;\">, then tap on <\/span><i><span style=\"font-weight: 400;\">New mandate<\/span><\/i><span style=\"font-weight: 400;\"> to create one.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount and tap on <\/span><i><span style=\"font-weight: 400;\">Create Micro SIP.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tap on <\/span><i><span style=\"font-weight: 400;\">Confirm.<\/span><\/i><\/li>\n<\/ol>\n<p><img decoding=\"async\" src=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/02\/microsip-app-new-1.gif\" \/><\/p>\n<p><strong>On Coin web:\u00a0<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to<\/span><a href=\"https:\/\/coin.zerodha.com\/\"><span style=\"font-weight: 400;\"><span style=\"color: #0000ff;\"> Coin<\/span>.<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on<\/span><i><span style=\"font-weight: 400;\"> Invest now<\/span><\/i><span style=\"font-weight: 400;\"> beside Microsavings.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on <\/span><i><span style=\"font-weight: 400;\">Invest.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select your mandate. If you have not created any mandates, click on <\/span><i><span style=\"font-weight: 400;\">Manage mandates,<\/span><\/i><span style=\"font-weight: 400;\"> then click on <\/span><i><span style=\"font-weight: 400;\">New mandate<\/span><\/i><span style=\"font-weight: 400;\"> to create one.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the amount and click on Create.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on <\/span><i><span style=\"font-weight: 400;\">Confirm.<\/span><\/i><\/li>\n<\/ol>\n<p><img decoding=\"async\" src=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/02\/micro-web.gif\" \/><\/p>\n<p><span style=\"font-weight: 400;\">Your first installment executes two working days after setup. For example, if you create the SIP on Monday, the debit happens on Tuesday morning, and the investment is processed on Wednesday.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Once set up, you can track, modify, or stop your micro SIP anytime from the SIP section on Coin.<\/p>\n<p>Note: There are no charges for investing or redeeming mutual funds on Coin.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most of us learned how to save money long before we learned what a mutual fund was. As kids, we saved small amounts of money in a piggy bank. There was no plan, no minimum amount, and no expectation of returns. We added whatever we could: \u20b92, \u20b95, and sometimes \u20b910. Not because we were [&hellip;]<\/p>\n","protected":false},"author":176551,"featured_media":441940,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[475,479,531],"tags":[],"class_list":["post-441936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coin","category-featured","category-general"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.5 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Introducing microsavings on Coin &#8211; Z-Connect by Zerodha<\/title>\n<meta name=\"description\" content=\"Most of us learned how to save money long before we learned what a mutual fund was. 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