{"id":438834,"date":"2026-01-05T12:31:54","date_gmt":"2026-01-05T07:01:54","guid":{"rendered":"https:\/\/zerodha.com\/z-connect\/?p=438834"},"modified":"2026-01-22T15:04:40","modified_gmt":"2026-01-22T09:34:40","slug":"introducing-instant-pledging","status":"publish","type":"post","link":"https:\/\/zerodha.com\/z-connect\/kite\/introducing-instant-pledging","title":{"rendered":"Introducing instant pledging"},"content":{"rendered":"<p>Traders need margin to take and maintain positions. Instead of keeping large amounts of cash idle, many use their existing holdings as collateral to get margin.<\/p>\n<p>Until now, the margin from pledging was credited only on the next trading day. That one-day delay often became a problem when margin was needed immediately, whether to adjust positions, cover MTM losses, or meet a sudden increase in margin requirements. In such situations, traders had only two options: add fresh cash or exit positions.<\/p>\n<p>With instant pledging, that delay is gone. You can now pledge securities and receive a collateral margin in about 15 minutes, instead of waiting until the next trading day.<\/p>\n<p><iframe loading=\"lazy\" title=\"Instant pledging on Zerodha: Get margin within 15 minutes\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/yE3Ijo56RVU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h2>What is pledging?<\/h2>\n<p>Pledging means offering the securities you already own, such as stocks, bonds, mutual funds, or ETFs, as collateral to receive trading margin. The exchange applies a small deduction, called a haircut, to account for price risk.<\/p>\n<p>The margin you receive can be used for equity intraday trades and F&amp;O positions.<\/p>\n<h2>How to pledge securities?<\/h2>\n<p><strong>To pledge from Kite app:\u00a0<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tap on your user ID and then <\/span><i><span style=\"font-weight: 400;\">Portfolio.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scroll down and tap on <\/span><i><span style=\"font-weight: 400;\">Pledge holdings.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select holdings to pledge.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Edit the quantities to be pledged<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Tap on <\/span><i><span style=\"font-weight: 400;\">Continue.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agree to the terms of service for pledging and click on <\/span><i><span style=\"font-weight: 400;\">Submit.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the OTP received on your phone and tap on <\/span><i><span style=\"font-weight: 400;\">Verify.<\/span><\/i><\/li>\n<\/ol>\n<p><a href=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/01\/instant-apppp.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-438848\" src=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/01\/instant-apppp.gif\" alt=\"\" width=\"445\" height=\"914\" \/><\/a><\/p>\n<p><strong>To pledge from Kite web:<\/strong><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Log in to Kite.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on your User ID and then <\/span><i><span style=\"font-weight: 400;\">Console.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on Portfolio and then on <\/span><i><span style=\"font-weight: 400;\">Holdings.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on <\/span><i><span style=\"font-weight: 400;\">Pledge holdings.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Select holdings to pledge.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Edit the quantities to be pledged, or choose to pledge all the quantities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Click on <\/span><i><span style=\"font-weight: 400;\">Continue.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Agree to the terms of service for pledging and click on <\/span><i><span style=\"font-weight: 400;\">Submit.<\/span><\/i><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the OTP received on your phone and click on <\/span><i><span style=\"font-weight: 400;\">Verify.<\/span><\/i><\/li>\n<\/ol>\n<h2><a href=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/01\/image1.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-438846\" src=\"http:\/\/zerodha.com\/z-connect\/wp-content\/uploads\/2026\/01\/image1.gif\" alt=\"\" width=\"1898\" height=\"988\" \/><\/a><\/h2>\n<h2>How instant pledging works<\/h2>\n<p>You can place a pledging request between 8 AM and 5 PM on trading days. The cost is \u20b930 + GST per request, per ISIN, regardless of quantity. There are no charges for unpledging.<\/p>\n<p>Once you submit a request, it is usually processed within 15 minutes. The status may show as successful, pending, overdue, or failed. Securities marked as pending, successful, or overdue cannot be pledged again on the same day.<\/p>\n<p>After a request is successful, you\u2019ll see a \u201cP\u201d icon next to the pledged quantity in your Holdings on Kite, and the collateral margin will be added to the available margin.<\/p>\n<h2>How collateral value is calculated<\/h2>\n<p>Collateral value is based on the previous day\u2019s closing price, after applying the haircut.<\/p>\n<p>For example, if you hold shares worth \u20b9100,000 and the applicable haircut is 9%, the usable collateral becomes \u20b991,000. This amount shows under the collateral section in your Funds tab.<\/p>\n<h2>Selling pledged securities<\/h2>\n<p>You can sell pledged securities instantly by placing a sell order on Kite, without needing to submit an unpledge request.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Traders need margin to take and maintain positions. Instead of keeping large amounts of cash idle, many use their existing holdings as collateral to get margin. Until now, the margin from pledging was credited only on the next trading day. That one-day delay often became a problem when margin was needed immediately, whether to adjust [&hellip;]<\/p>\n","protected":false},"author":176551,"featured_media":438836,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[577,481,531,369],"tags":[],"class_list":["post-438834","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-updates","category-console-3","category-general","category-kite"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.5 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Introducing instant pledging &#8211; Z-Connect by Zerodha<\/title>\n<meta name=\"description\" content=\"Traders need margin to take and maintain positions. 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