{"id":405471,"date":"2025-04-04T14:13:40","date_gmt":"2025-04-04T08:43:40","guid":{"rendered":"https:\/\/zerodha.com\/z-connect\/?p=405471"},"modified":"2025-04-04T14:27:52","modified_gmt":"2025-04-04T08:57:52","slug":"introducing-stp-on-coin","status":"publish","type":"post","link":"https:\/\/zerodha.com\/z-connect\/coin\/introducing-stp-on-coin","title":{"rendered":"Introducing Systematic Transfer Plans (STP) on Zerodha Coin"},"content":{"rendered":"<p>A Systematic Transfer Plan (STP) is a smart way to invest gradually. Instead of putting a large amount of money into mutual funds all at once, STP lets you automatically transfer a fixed amount at regular intervals from one fund to another.<\/p>\n<p>STPs help when you want to move money from low-risk funds like liquid funds, to higher-risk funds, like equity funds.<\/p>\n<p>It took us a while but we&#8217;re excited to introduce STP on Coin. However, our STP is much better than the regular STPs.<\/p>\n<p><iframe width=\"100%\" src=\"https:\/\/www.youtube.com\/embed\/lxOMmaDuRaM\" frameborder=\"0\" allowfullscreen><\/iframe><\/p>\n<h3>What makes Zerodha\u2019s STP special?<\/h3>\n<p>Traditional STPs restrict you to funds within the same AMC. That means, you can\u2019t use Axis liquid fund to invest in Zerodha LargeMid 250 index fund. With the Zerodha Coin STP however, you can use any fund from any AMC.<\/p>\n<h3>How Coin&#8217;s STP Works<\/h3>\n<ul>\n<li>You choose your STP date<\/li>\n<li>At 10 AM on that date, the redemption process starts automatically<\/li>\n<li>Your UPI AutoPay mandate triggers<\/li>\n<li>Funds get distributed to your chosen schemes<\/li>\n<\/ul>\n<p><strong>Example of how you can use STP<\/strong><\/p>\n<p>Let\u2019s say you had invested \u20b910 lakhs in ICICI Liquid Fund because the markets are overvalued. Since the markets have corrected, you want to move to equities gradually. Previously, this would mean setting multiple reminders, tracking NAVs, and making manual transfers. With the new STP, you just have to set up the fund you want to transfer from and the fund you want to invest in, set it up once, and the system handles everything.<\/p>\n<h3>Setting up your STP<\/h3>\n<p><strong>On the Coin App:<\/strong><\/p>\n<ol>\n<li>Tap on <em>Investments<\/em> and select your mutual fund.<\/li>\n<li>Tap on <em>More<\/em>, then on <em>STP<\/em>, enter an STP name, and then confirm.<\/li>\n<li>View your invested amount and units.<\/li>\n<li>Enter the withdrawal amount.<\/li>\n<li>Choose a frequency and select a mandate (create one if needed).<\/li>\n<li>Select up to five target mutual funds.<\/li>\n<li>Tap on <em>Done<\/em>, enter transfer amounts, then tap on <em>Create STP<\/em>.<\/li>\n<\/ol>\n<p><strong>On the Coin Web Platform:<\/strong><\/p>\n<ol>\n<li>Click on Dashboard, and then on <em>Mutual Funds<\/em><\/li>\n<li>Select your source mutual fund<\/li>\n<li>Click on <em>Options<\/em> and then on <em>Create<\/em> STP<\/li>\n<li>Follow the remaining steps as shown in the Coin App instructions above<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>A Systematic Transfer Plan (STP) is a smart way to invest gradually. Instead of putting a large amount of money into mutual funds all at once, STP lets you automatically transfer a fixed amount at regular intervals from one fund to another. STPs help when you want to move money from low-risk funds like liquid [&hellip;]<\/p>\n","protected":false},"author":176551,"featured_media":405473,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[475,479],"tags":[1026],"class_list":["post-405471","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-coin","category-featured","tag-stp"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.5 (Yoast SEO v26.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Introducing Systematic Transfer Plans (STP) on Zerodha Coin &#8211; Z-Connect by Zerodha<\/title>\n<meta name=\"description\" content=\"A Systematic Transfer Plan (STP) is a smart way to invest gradually. 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