{"id":25,"date":"2012-10-12T20:56:00","date_gmt":"2012-10-12T20:56:00","guid":{"rendered":"http:\/\/zerodha.com\/z-connect\/?p=193"},"modified":"2026-02-27T14:52:34","modified_gmt":"2026-02-27T09:22:34","slug":"zt-transfer-funds-into-trading-account","status":"publish","type":"post","link":"https:\/\/zerodha.com\/z-connect\/general\/zt-transfer-funds-into-trading-account","title":{"rendered":"Transfer funds into your trading account"},"content":{"rendered":"

Traders,<\/p>\n

Check out these easy steps to transfer funds into your trading account using ZT\/Kite\/Pi either for Equity\/F&O\/Currency or Commodities.<\/p>\n

While trading at Zerodha, you can transfer funds to your trading account using the instant payment gateway (Rs 9 per transfer), NEFT\/RTGS\/IMPS or through cheques.<\/p>\n

Our instant payment gateway is available for around 30 banks mentioned here<\/a>. You will need your internet banking ID and password for using this facility. This will cost Rs9, but will be an instant transfer of funds to your trading account.<\/p>\n

NEFT\/RTGS can be done through your bank account, but will take between 2 to 8 hours based on what mode you choose transfer. RTGS takes around 2 hours and NEFT can take upto 8 hours.<\/p>\n

IMPS (Instant Credit)\u00a0can also be done through your bank account or your mobile phone<\/p>\n

You can also write a cheque in favor of Zerodha, but the credit will be given only once the cheque has cleared and the funds have arrived into our pool account. Given below is the explanation for all the 3 processes:<\/p>\n

1. Instant Payment Gateway facility on ZT<\/h3>\n

When you choose Equity\/F&O\/Currency, the same funds can be used across all the 3 segments but not for commodity. Similarly when you choose commodities and transfer funds, it can be used only for commodity.<\/p>\n

Step 1: Login to Zerodha Trader and under the Secure URL link you will find the option called PAYIN. Click on that. A new internet browser window will open as shown below.<\/p>\n

In the new window, choose your bank account in the first dropdown. Once chosen, it will automatically show your account number. Cross-verify if the account number is correct, if it is not get in touch with us immediately to get it resolved. If everything is all right, mention the amount you want to transfer and then click Submit.<\/p>\n

\"\"

ZT Fund Transfer<\/p><\/div>\n

Step 2: You will be now directed to your internet banking page, mention your internet bank login ID and password. Once logged in go ahead and authorize the transfer.<\/p>\n

\"\"

ZT Fund Transfer<\/p><\/div>\n

***IMP***<\/p>\n

Step 3: You will see the following window after you authorize the transfer. If you haven’t seen it, wait for a few seconds till you see the window. Once you see the below window, click on the close button as shown and nowhere else. It is important that you click on that close window because if you don’t, the fund transfer won’t be instant and can take some time… This is one of the reasons for us to receive the maximum number of queries. So watch this step carefully:<\/p>\n

\"\"

ZT Fund Transfer<\/p><\/div>\n

Step 4: The funds are transferred and will be updated in your trading account immediately. To see your balance you need to check out RMS Limits View (shortcut key: Ctrl+Shift+V). You can also visit the link by going to Surveillance < RMSlimits < View Limits as shown below:<\/p>\n

\"\"

ZT Fund Transfer<\/p><\/div>\n

2. Instant Payment Gateway facility on Kite<\/h3>\n

Login to http:\/\/kite.zerodha.com<\/a> and under the Funds tab you will find the option called Add\u00a0Funds. Click on that. A new internet browser window will open as shown below<\/p>\n

In the new window, choose your bank account in the first dropdown. Once chosen, it will\u00a0automatically show your account number. Cross-verify if the account number is correct, if it is not\u00a0get in touch with us immediately to get it resolved. If everything is all right, mention the amount you\u00a0want to transfer and then click Submit.<\/p>\n

After this is done, you can check if the funds have been transferred by checking the Payin balance\u00a0in the Dashboard as seen in the picture below :<\/p>\n

3. Instant Payment Gateway facility on Pi<\/h3>\n

Login to Pi and click on the Funds tab, where you will find an option called Payin. Click on that.<\/span><\/p>\n

\"Pi<\/a>

Pi Funds Transfer<\/p><\/div>\n

A new browser will open as shown below. In the new window, choose your bank account in the first dropdown as seen in the picture below. Once chosen it will automatically show the account number, cross verify that the amount shown is correct, enter the amount you want to transfer and click on Submit<\/span><\/p>\n

\"Pi<\/a>

Pi Funds Transfer<\/p><\/div>\n

After this is done, you can check if the funds have been credited by clicking on Positions > Cash\u00a0 <\/span>Positions as seen in the picture below: –<\/span><\/p>\n

\"Pi<\/a>

Pi Funds Transfer<\/p><\/div>\n

Finally you can check if the amount has been transferred by checking the Payin balance under Cash Positions.<\/span><\/p>\n

\"Pi<\/a>

Pi Funds Transfer<\/p><\/div>\n

4. RTGS\/NEFT\/IMPS & Cheques to deposit funds in your Trading account:<\/span><\/h3>\n

If you don’t have a bank account with the ones that we have a tie up with <\/a>or if you have forgotten\u00a0your login id\/password, you can use any of these modes mentioned below to transfer funds.<\/p>\n

NEFT\/RTGS can be done either using your online banking account or by walking to the nearest\u00a0branch.<\/p>\n

IMPS can be done either using your online banking account or using your mobile phone<\/p>\n

You can also transfer funds by depositing a cheque by mentioning Zerodha account details. You\u00a0can drop off a cheque at any HDFC Bank with your client ID mentioned behind the cheque. As\u00a0mentioned earlier, the credit will be given only once the cheque has been cleared and might take\u00a0upto 5 days for outstation cheques.<\/p>\n

RTGS can be done only for amounts above Rs 2 lakh and will take around 2 hours for the funds to\u00a0show up in your trading account. NEFT can take upto 8 hours for the funds to show up. Time taken\u00a0also depends on when the transfer is done. Usually if you do the transfer late afternoon, you would\u00a0most likely get the credit only the next day.<\/p>\n

If you are transferring funds through IMPS , here is the process.<\/p>\n

Step 1<\/strong> – You need to make an IMPS transfer to the Zerodha account. Details mentioned here<\/a>.<\/p>\n

Step 2<\/strong> – After this, you need to go q.zerodha.com and click on the funds tab and in the IMPS\u00a0upload box mention the amount you have transferred<\/p>\n

Step 3<\/strong> – As soon as this is done, you will have to upload a proof (screen shot of bank statement mentioning the bank name and account number) of the transfer carried out by you.<\/p>\n

Step 4<\/strong> – Once you upload and save the document, our funds team will update your account\u00a0balance at the earliest.<\/p>\n

Please note we only accept fund transfers from mapped bank accounts.<\/p>\n

Kindly refer to the screenshot below.<\/p>\n

\"IMPS<\/a><\/p>\n\n\n\n\n\n\n\n\n\n\n
\u00a0<\/th>\nNSE\/BSE (Equity, F&O, Currency)<\/span><\/th>\nMCX (Commodities)<\/span><\/th>\n<\/tr>\n<\/thead>\n
Bank Name<\/span><\/td>\nHDFC Bank<\/span><\/td>\nHDFC Bank<\/span><\/td>\n<\/tr>\n
Account Title<\/span><\/td>\nZERODHA NSE CLIENT ACCT<\/span><\/td>\nZERODHA COMMODITIES PRIVATE LIMITED MCX<\/span><\/td>\n<\/tr>\n
Account Number<\/strong><\/span><\/td>\nZERNSE<\/strong>\u00a0<\/span><\/td>\nZERMCX<\/strong>\u00a0<\/span><\/td>\n<\/tr>\n
Account type<\/span><\/td>\nCurrent account<\/span><\/td>\nCurrent account<\/span><\/td>\n<\/tr>\n
Bank Branch<\/span><\/td>\nSandoz Branch, Mumbai<\/span><\/td>\nSandoz Branch, Mumbai<\/span><\/td>\n<\/tr>\n
IFSC Code<\/span><\/td>\nHDFC0000240<\/span><\/td>\nHDFC0000240<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Happy Trading,<\/p>\n","protected":false},"excerpt":{"rendered":"

Traders, Check out these easy steps to transfer funds into your trading account using ZT\/Kite\/Pi either for Equity\/F&O\/Currency or Commodities. While trading at Zerodha, you can transfer funds to your trading account using the instant payment gateway (Rs 9 per transfer), NEFT\/RTGS\/IMPS or through cheques. Our instant payment gateway is available for around 30 banks […]<\/p>\n","protected":false},"author":176551,"featured_media":6028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[531],"tags":[96,95,94],"class_list":["post-25","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-instant-fund-transfer","tag-payin","tag-transfer-funds"],"yoast_head":"\nTransfer funds into your trading account – Z-Connect by Zerodha<\/title>\n<meta name=\"description\" content=\"Traders, Check out these easy steps to transfer funds into your trading account using ZT\/Kite\/Pi either for Equity\/F&O\/Currency or Commodities. 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