Comment on Quant - Contract wise

i am new to trading , i am hearing about future and option buying and writing trading , i check your zerodha brokerage calculator , margin required for buying one lot of nifty is different from writing one lot of nifty option , why that ? and second i write one lot of nifty put (span+exposure,13000 rs margin) if 80% of13000 rs is lost , will you square offmy position and whether your company gives a call to customerbefore squaring off their position , and though my 80% is wipe out but suppose if i have another 13000 in my account , not used but lying idle , will your company take that into account before squaring off my position ? thanks

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