Comment on How to protect yourself when a single event throws your life off course?

Shrehith commented on 21 Mar 2022, 12:47 PM

Hey Anand,

Not sure, when you bought HDFC Restore. But the product does offer a no-claim bonus and a restoration option. Hence the name Restore. Now the problem with HDFC Super Top policy is that they don’t extend a cover beyond 20 lakhs. The upside however is that you can claim the full amount on a cashless basis. If you buy a super top up product from TATA AIG, you’ll have to get any claims attributable to the Super Top Up reimbursed. You can’t do it on a cashless basis. The upside here is that you obviously get a higher cover (although it maybe a tad bit more expensive for some cases)

View the full comment thread »