Comment on How to protect yourself when a single event throws your life off course?
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21 Mar 2022, 12:14 PM
Hello Sudhir,
Glad that you’re doing well. You can top up your plan using HDFC only. However, I believe they do not offer a coverage beyond 20 lakhs. So you’ll have 35 lakhs worth of protection, which is pretty robust. Also, when you’re buying the super top up from the same company, you can claim the full amount on a cashless basis. If you go for a different insurance company, then you can only claim the super top up, via reimbursements. However, the upside is that you can even get cover up to a crore.
So those are your choices. But if I were you, I would prefer a full cashless process over an exorbitant cover. Hope this answer helps