Comment on A product to get more Indians to save and invest

Pramod Shrivastava commented on 10 Dec 2020, 03:27 PM

Think like a start-up. Allocate risk capital.
Insure the product – use an external insurance company.
how robust does your investment strategy look on back testing?

so the product offers an upside of market linked returns.
Indians love insurance– you like it or not.

and the product offers an “assured” FD++ return. Keep a benchmark FD.

Announce a lockin period….3/5 yrs — earlier withdrawl => same return as bank FD.
The lure of insurance remains the topping.

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