Comment on Know your KYC

Hi,

I am currently working on building a digital onboarding solution for Mutual Fund investors and had a major doubt. In case of a completely new investor ( with no KRA KYC done) would fetching the e-PAN and its details (through Digilocker) and sharing the same with the KRA be valid enough as a Proof of PAN and/or Proof of Identity? Had a doubt here since the Digilocker version of the PAN does not have any image of the person.
Or is a scanned image of the physical PAN necessary for this? (Since Zerodha asks us to upload a copy of the PAN seperately, instead of fetching it like the Aadhaar from Digilocker)

Regards

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