Free and open stock market and financial education

Varsity is an extensive and in-depth collection of stock market and financial lessons created by Karthik Rangappa at Zerodha. It is free and openly accessible to everyone and is one of the largest financial education resources on the web. No signup, no pay-wall, no ads.

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Varsity Certified

An online certification program designed to test your market knowledge and give you the confidence to start your career in capital markets.


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Explore all the open-access Varsity modules that cover the entire spectrum of financial literacy and capital markets; everything from savings and taxation to option strategies and technical analysis.


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Recent comments

  • Hi Bharat, Repatriation is not a condition here. For a resident and ordinarily resident Indian, the gain is taxable in India even if the sale proceeds remain in the overseas brokerage account. However, there are differing interpretations on the exc ...

    28 Jul 2026
  • 9 Satya Sontanam on Corporate NPS

    Hi DV No. If the employer deducts the NPS contribution from your existing salary without increasing your CTC, your total CTC generally remains unchanged. A part of your existing cash salary is simply reclassified as the employer’s NPS contribution ...

    28 Jul 2026
  • Hi Patrik, Since you are Resident and Ordinarily Resident (ROR), both incomes are taxable in India as part of your worldwide income. The DTAA actually does not specifically prescribe one final tax rate. Both dividend and the interets income will be ...

    28 Jul 2026
  • Hi Ritesh, This is as per my understanding: For a Central Government employee covered under NPS, voluntary retirement after completing 20 years of regular service is treated like superannuation for NPS exit purposes. The employee can withdraw a max ...

    28 Jul 2026
  • Hi Kiruba, Once you enter the STCG in the ITR, it is added to your other income and taxed progressively at the applicable slab rates. If your income is already in the 30% slab, the additional STCG will generally be taxed at 30% plus cess. The ITR ...

    28 Jul 2026

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